(2) The customer shall truthfully fill in the Application Form for Opening a Corporate Bank Settlement Account and affix its seal.
(3) The Agreement on Management of RMB Unit Bank Settlement Account that the bank should sign with the depositor, with each party holding one copy.
(4) Fill in the "Associated Enterprise Registration Form".
Corporate bank? The processing process is roughly as follows:
Select an account bank. Choose an account bank according to the demand, which can be the four major state-owned banks or other large banks. 1
Make an appointment to open an account Contact the selected bank to open an account.
Prepare information. Prepare the required documents and materials, including the original and photocopy of business license and legal person ID card? Original and photocopy of the ID card of the agent, original and photocopy of the ID card of the agent, power of attorney with official seal issued by the person in charge of the company as a legal person or unit (if the agent is not the legal representative), and tax registration certificate? Original and photocopy (note that some areas may not need to be provided separately), organization code certificate (which is not included in the unified social credit code), official seal, financial seal, legal person seal, etc.
The bank submits information. Bring the required information to the bank for submission.
Bank audit address. Banks may check the registered address of the company, and some need legal persons to take photos.
Fill in the application and agreement. Fill in the Application Form for Opening Unit Bank Settlement Account in the bank, affix the official seal and sign the Management Agreement for RMB Unit Bank Settlement Account.
Awaiting approval. The submitted materials will be submitted to PBOC for approval.
Obtain an account opening permit. After being approved by the People's Bank of China, an account opening license will be issued. The account opening bank will keep the original account opening license and password, and the customer's account opening application will be signed and kept by the account holder.
Complete the account opening. After the approval, the bank account opening process of the registered company is completed, and the company bank account is obtained, which can be used for operations such as fund access and transfer.
Documents required for opening an account for a new enterprise
(1) An enterprise as a legal person shall issue the original business license of the enterprise as a legal person; An unincorporated enterprise shall issue the original business license; Private non-enterprise organizations shall issue private non-enterprise registration certificates; The permanent establishment in different places shall issue the approval from the competent department of the local government; The representative offices and offices of foreign-invested enterprises in China shall issue registration certificates issued by the state registration authorities; Individual industrial and commercial households shall issue the original business license of individual industrial and commercial households; The residents' committee, villagers' committee and community committee shall issue the approval or certificate issued by their competent departments; Other organizations shall issue the approval or certificate from the competent government department. When the unit opens an account, the original and photocopy of the above documents shall be issued in duplicate.
(2) Taxpayers engaged in production and operation should also issue the original and two copies of the national and local tax registration certificate issued by the tax authorities.
(3) Enterprises, institutions, social organizations, institutions in China, etc. You should apply for an organization code certificate, and you should also issue the original and duplicate of the organization code certificate.
(4) the person in charge of the legal person or unit shall handle it with his identity certificate and a copy. If it is entrusted to others, it shall also issue a power of attorney sealed by the person in charge of the legal person or unit, and the identity certificate and copy of the person in charge of the legal person or unit. The bank shall keep a copy of the power of attorney and ID card and keep them in the account opening file.
(5) For non-basic deposit account account opening, the original and photocopy of the basic settlement account opening permit shall be provided.
To sum up, it is Bian Xiao's relevant answer to the company's account opening process, hoping to help you.
legal ground
Article 28, paragraph 2, of the Measures for the Administration of Bank Card Business, when a unit opens a basic account in a domestic financial institution, it shall apply for a unit card with an account opening permit issued by the People's Bank of China.