Shaanxi Credit Cooperative handles car loans, as long as the materials are qualified and the procedures are complete, as long as they pass the inspection, they can generally come down in one month!
Second, the car loan processing time
Some friends who want to buy a car but lack funds will choose to apply for a loan, which is what we often call a car consumption loan. At present, banks and some financial institutions have launched this kind of loan service, but friends who are going to apply for car loans will ask how long it will take to succeed. If you apply for a car loan through an auto financing company, under normal circumstances, if the proof materials provided by the borrower are fully prepared, the time for applying for a car loan is about one week at most, and the loan can be released in three to five days. After the borrower applies for a car loan according to the normal process, the lending institution will review it. This time is generally long, and the specific audit time needs to be determined according to the audit situation of lending institutions. If too many people sign up at the same time, it may take a long time. If it is a personal car loan handled by a bank, it will take a long time, and the local bank needs to review it and report it to the superior bank. Therefore, it takes about half a month to a month to successfully borrow money from the bank. In order to speed up the processing of auto loans, Prime Minister, we need to prepare sufficient information to avoid delay due to insufficient information. However, the application conditions or materials of each institution are different, as follows: 1, natural person with full capacity for civil conduct, 2, proof of fixed detailed address, 3, stable occupation and income, 4, economic ability to repay the loan principal and interest on time, 5, good personal social credit, lender and holder.
3. How long does it usually take to get a car loan?
Generally speaking, the application time for car loan is about one week, but the specific application time is related to the audit of lending institutions. At the same time, the fewer people apply for loans from lending institutions, the easier it is for borrowers to get loans quickly.
The borrower applies for car loan according to the normal process, the customer pays not less than ×% of the car payment in advance, and the rest applies to the bank for a special fund loan of up to × years, and the dealer provides loan guarantee. Generally, you can get a loan in a week or so.
4. How long does it take for the car loan to be released?
If you go through a guarantee company, you can generally lend money in 1-2 days. It's hard to say if you apply directly It's all calculated according to working days, and skipped on weekends.