As far as the company's interests are concerned, the comprehensive cost rate of auto insurance is too high, and the profit rate of non-auto insurance is relatively high. High profit margin attracts the transformation of property insurance companies.
As far as the market situation is concerned, the auto insurance market is very mature at present, and it is difficult for the auto insurance market to make big moves. On the contrary, the non-auto insurance market is not mature and the coverage rate is relatively low. The future trend is particularly beneficial to the development of non-auto insurance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.