Magic cash.
Online loan introduction:
Online lending, also known as P2P online lending. P2P is the abbreviation of English peertopeer, which means "person to person". Internet credit originated in Britain, and then developed to the United States, Germany and other countries. Its typical model is that online credit companies provide a platform for borrowers and borrowers to bid freely and reach a deal. Lenders of funds receive interest income and bear risks; The borrower repays the principal when it is due, and the online loan company charges the intermediary service fee.
The biggest advantage of P2P online lending is that borrowers who are difficult to be covered by traditional banks can fully enjoy the efficiency and convenience of loans in the virtual world. The number of online lending platforms has increased rapidly in China in the past two years. At present, there are about 350 active platforms, and the total number has reached more than 1600 in August of 20 14.
A lending platform similar to the auction loan.
Borrowing platform similar to auction loan:
1, All Easy Loan
Iman Loan is a loan product of Xiaoman (formerly Baidu Finance), with a high loan amount ranging from1-200,000, a long service life of 12-24 months and a daily interest rate of 0.02%-0.65%.
Iman Loan requires the borrower to be 18-55 years old, with no serious overdue records and low risk of big data. If you are not a student at school, you can apply with your ID card and bank card.
2. Arbitrary loans
As a financial loan product of Suning, willful loan has been used by many people. There are good benefits for new users, the interest-free period is as long as 30 days, and the daily interest rate is relatively low, with a minimum of 0.02%.
To apply for a willful loan, you need to be 22-55 years old, have a good credit record, have a stable source of income, and you can apply for both an ID card and a bank card. The maximum amount you can give is 300,000, and the amount can be circulated once, and the amount can be released in 3 minutes at the earliest.
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!
I suggest you take the money from Xiaoman Finance (formerly Baidu Finance) to get a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55 years old. The approval is very fast, as long as 30 seconds at the earliest, and the loan funds can be received in 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
Which is more convenient for mobile phone loan software?
The sesame credit score in Alipay will be updated every month, and users who frequently use Alipay can increase the sesame credit score. The higher the sesame score, the greater the amount of ant flowers and loans. There are also many loan apps that use Sesame Credit. As long as the sesame score is high enough, the loan will be successful! Let's summarize several sesame credit sub-loan apps for everyone.
Extended reading:
New rules! Maybe next year, small loans can no longer authorize sesame seeds!
One,
Malt loan
The 80% pass rate of malt loan application has attracted many friends who have loan needs. The application conditions of malt loan require that the applicant 18-45 years old, sesame score above 600, and no bad credit record. The high pass rate of malt loan is closely related to its adoption of sesame credit rating. Interested friends can download the APP and give sesame credit a try.
Second,
Water image classification
Water elephant staging is a mobile loan APP that cooperates with Sesame Credit. Mainly for young wage earners, the loan amount is relatively small, ranging from 500 to 5000. You need to provide sesame credit score when applying, and you don't need any guarantee or mortgage. The loan speed is fast and the operation is simple.
Third,
Atomic loan
Compared with other sesame authorized loan software, the threshold of atomic loan is higher, requiring applicants to score above 670 points, and must also provide materials such as work unit and home address. However, the atomic loan rate is high, and generally applicants who provide qualified materials can get loans. If you are a friend with high sesame score and financial needs, you can try to use atomic loans, and the loan amount will be relatively large.
Fourth,
Send you flowers
Flowers for You mainly provides loan services for students and office workers, and the age requirement is above 18. Send you flowers. Customers with sesame credit above 600 can apply for loans. The higher the sesame score, the faster the review and the higher the loan amount. This is your money. The loan amount is less than 10000 yuan, and the loan period is 1- 12 months.
Five,
Zhilian long-term loan
The most important thing for recruiting good loans is consumer loans. 700 sesame seeds, users can get cash quickly. The loan amount of Zhilian Haodai is between 2000- 10000, and the loan term is divided into 3 months, 6 months and 12 months, which can be repaid as you borrow, with monthly interest.
Millions of people read: 20 18 sesame sub-loan ranks in the top ten! From 550 to 700.
Six,
White stripes of seconds
The loan amount of IOUs per second is between 1000-5000. When applying, you need to log in to Alipay account and authorize Sesame Branch to get a loan line of 1000 yuan. If you want a higher quota, you can fill in more information, such as contact person, work, Taobao and JD.COM.
Seven,
Suitable for borrowing money
Guangfa Direct Bank has a joint venture between Mijinrong and Alipay to borrow money. Users who apply for sesame seeds are required to score more than 700 points and can apply for a loan of up to 200,000 yuan. The specific interest rate, good loans are determined according to the applicant's credit qualification, and the general daily interest rate is between 0.04% and 0.053%.
Eight,
Future stage
Friends who want to buy goods by stages can borrow goods by stages in the future with sesame seeds. In future stages, applicants are required to score more than 600 sesame seeds, and college students can apply faster and enjoy 30 days of interest-free.
Nine,
bag
Taobao wallet is a kind of credit loan that users can apply for by submitting simple information and authorizing Sesame Credit Point. Of course, the higher the sesame score, the higher the credit line. This is a very suitable loan product for college students without credit qualification.
Welfare of lower-level party: Sesame loan platform 2065438+2008 can handle 550 paragraphs.
Top ten conventional loan applications
Top ten conventional loan applications
1, money to spend
Qianhua is a loan platform under Xiaoman Finance. Qianhua provides personal credit loan products such as easy loans and privileged loans, which can meet the needs of most lenders.
2. Ants borrow it
Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is generally 0.02%-0.05%, which can be repaid with the loan.
3. Microfinance
Micro-loan is a credit loan product launched by Weizhong Bank. Interest is charged by the day. The daily interest rate varies from person to person, and the comprehensive loan interest rate is around 0.05%.
4.JD.COM gold bars
JD.COM Gold Bar is a credit loan product launched by JD.COM. There are 500 gold bar loans in JD.COM. Adopt differentiated credit and interest rate pricing. Different users may apply for "gold bar" loans with different interest rates. The loan can be repaid in installments of 1, 3, 6 and 12 months. The actual term of a single loan is not necessarily a whole month, and interest is calculated on a daily basis.
5. Today's headlines can be borrowed with confidence
Can provide loans of no more than 200,000 yuan, without mortgage and guarantee. You can apply online through today's headline mobile app. The daily interest rate is as low as 0.03%.
6. Living expenses of the American delegation
The living expenses of Meituan can be applied through Meituan's mobile app. At present, in the form of directional invitation, only invited friends can apply for the living expenses of the US delegation. In general, the initial amount is 8000- 10000 yuan.
7. Zhilian Good Loan
Good-term loan is a credit loan, which is an online personal consumption loan product launched by Zhaolian Consumer Finance Company. The loan amount of Zhilian Premium Term is 654.38 yuan+0,000-200,000 yuan. The line is valid for 3 years and can be recycled within 3 years.
8360 IOUs
360 IOUs are consumer credit products under 360 Financial Group. If it is an equal interest rate repayment, the interest rate will be higher.
9. Xiaomi loan
Xiaomi loan It is a pure credit Internet loan business launched by Xiaomi Finance. At present, Xiaomi loan provides different loan quotas, and the amount that can be applied for will be different according to everyone's credit situation.
10, Ping An I Loan
China Ping 'an (Group) Company got Ping 'an I loan, with a loan amount as high as 50,000 yuan. Ping An I Loan is a revolving loan product. Within the credit line, as long as the repayment is normal, you can refinance indefinitely, and it will not change because of the different loan lines.
How can I apply for a loan without a job? These platforms let you borrow if you want.
Many loans will require users to provide proof of work and income, but not everyone works in enterprises to make money, and there are many freelancers. In addition to these, there are some people who have no jobs for the time being. How can such a user apply for a loan without a job? Of course, it is a convenient and fast online lending platform. Today I will introduce you to a few.
Dai Fei
Feidai is a small online loan platform with a maximum amount of 300,000 and a maximum term of 24 months. As a powerful platform, only borrowers are required to be between the ages of 22 and 60, with credit cards under their names or current mortgage records.
Send you flowers
Sending you flowers is also a platform to solve the problem of how to apply for a loan without a job. The maximum amount is 65,438+00,000 yuan, the minimum amount is 500 yuan, the longest term is 65,438+02 months, and the monthly interest rate is between 65,438+0%. The platform only requires the borrower to be an adult under the age of 35 and can provide sesame credit.
Use small funds
The borrower can borrow up to 5,000 yuan with less money and no job, and the longest term is 28 days. The overall cost is not very high. 18-50 years old, anyone with good personal credit can sign up.
Cash bus
Cash bus is a product with no application threshold and wide service range. It is easy to apply for a loan without a job. The loan amount is 500- 1000 yuan. If it is overdue, it will remind you to repay the loan and bring users a convenient loan experience.
Gitzo, quick loan, sending you flowers and other mobile phone loans, such as platforms like this, owe money, and now have the ability to have the lowest responsibility.
What are the consequences of the loan money?
If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;
If the lender fails to perform the judgment within the performance period after winning the case, it will apply for enforcement;
When accepting compulsory execution, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law;
If the lender has no property to enforce, refuses to perform the effective judgment, overdue repayment and other negative information will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.
Basically, it won't affect, and you can repay on time in the future.