Hengan Standard Life Insurance Company is a big liar. I bought a fixed five-year financial management of RMB 654.38+10,000 on 20 12.

This platform is a fraud platform. Buying wealth management products depends on risks. Therefore, Hengan Standard Life has many fraudulent behaviors. When you inspect this company, you must not only listen to what people at the company level say, but also actually inspect and compare it. When choosing your own pension or security plan, you must be careful.

Hengan Standard Life Insurance Co., Ltd. is a limited liability company (Sino-foreign joint venture) registered with the State Administration for Industry and Commerce in 2003-10/,and its registered address is located at Floor 2 19, Jinhui Plaza, Heping District, Tianjin. The unified social credit code/registration number of Hengan Standard Life Insurance Co., Ltd. is 9112000710932136c, and the enterprise is in the state of opening.

First, regular financial management refers to financial products with a certain operating period, which can only be redeemed after the investment period. Some products can be redeemed in advance, but a certain handling fee may be charged. The expected rate of return of regular wealth management products is generally higher than that of current wealth management products. In particular, the keynote of China's current monetary policy is "moderate neutrality". Under the influence of "tight liquidity", the expected yield of regular wealth management products showed a slow upward trend before July. However, with the recent release of water by the central bank, the yield has slowly declined. In short, the yield of regular wealth management products is closely related to the tightness of monetary policy.

Second, the advantages of regular financial management:

1. Avoid day trading, which consumes time, cost and actual income loss. From the perspective of expected rate of return, the longer the investment period of wealth management products, the higher the expected rate of return. Generally speaking, the current wealth management products need investors to buy and sell frequently, which takes up a high time cost and increases the idle time of funds. Long-term regular wealth management products can effectively avoid the above problems and reduce the actual income loss.

2. Reduce the downside risk of interest rates and lock in future earnings. If we are in the downward period of market interest rate, many investors often choose to buy long-term regular wealth management products in order to lock in future income.