If there is a favorite fund company, or the investment amount is large, it is recommended to choose the fund company's own platform; If your investment goal is vague and your investment principal is small, you can choose a tripartite platform; If there is demand for floor trading, it is recommended to choose a brokerage platform.
Next, introduce some more reliable platforms for purchasing funds:
1, ant wealth. Ant Wealth is a financial management app under Ant Financial. In this app, you can buy funds, and you can buy many funds. The minimum investment is 10 yuan. And confirm that sharing is timely, and there will be SMS prompts. Personal experience is very good.
2. tenpay. Tenpay is a wealth management product under Tencent. Funds can be purchased in Tenpay, and the investment threshold is relatively low.
Lufax。 Lufax is a comprehensive platform with a fund board. Personally, I feel that funds are the first choice, and there are some gains from investment.
3. Weizhong Bank. The platform can also buy funds, all of which are rated, and the platform has its own evaluation system.
4. ICBC app. The investment threshold of ICBC's fund products is mostly 1000, and some of them start from 1 10,000 yuan.
5. agricultural bank app. Agricultural Bank of China is similar to ICBC, and the investment threshold is quite high. There is also a corresponding handling fee.
6. Tian Tian Fund. Good timeliness and quick information update. There are also discounts on handling fees.
Fund classification
According to different standards, securities investment funds can be divided into different types:
1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
2. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
3. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.
4. According to different investors, it can be divided into four categories: bond fund, stock fund, money fund and hybrid fund.