Will the insurance company bear the legal costs of traffic accidents?

Insurance companies generally do not bear the legal fees for lawyers to solve traffic accidents. According to the provisions of China's Insurance Law, if the insured of liability insurance is sued for arbitration or litigation due to an insurance accident that causes damage to a third party, unless otherwise agreed in the contract, the arbitration or litigation fees paid by the insured and other necessary and reasonable expenses shall be borne by the insurer. According to Article 66 of the Insurance Law of People's Republic of China (PRC), if the insured of liability insurance is brought for arbitration or litigation due to an insurance accident that causes damage to a third party, unless otherwise agreed in the contract, the arbitration or litigation expenses paid by the insured and other necessary and reasonable expenses shall be borne by the insurer.