(1) Having the legal person qualification and repayment ability.
(2) The products are marketable.
(three) the purchase of new technologies and new achievements of its own funds, to more than thirty percent.
(4) Having a legal person as a guarantee for economic repayment. Article 8 When lending funds, the procedures shall be handled in accordance with the Economic Contract Law of the People's Republic of China and the relevant provisions on financial management. Ninth loan repayment period: one year for small science and technology projects; Medium-sized science and technology projects are two years; Large-scale scientific and technological projects last for three years. Article 10 The borrower shall pay the loan interest on a quarterly basis. The loan interest rate is determined by the development center, which is lower than the loan interest rate of similar banks. Eleventh borrowing units, according to the approved project and scale of the use of loans. It is forbidden to use the loan for other purposes and repay it on schedule. The source of repayment funds shall be implemented in accordance with the relevant provisions of the national science and technology loan. Twelfth borrowing units, to submit the project progress report and accounting statements for loans to the development center on time; Submit the project completion report and final accounts. When the project is accepted, it is necessary to inform the development center to send people to participate. Article 13 The Development Center entrusts a specialized bank trust and investment company to handle the loan, recovery and interest settlement of the fund. Fourteenth development center income, deposited in the city budget accounts, the implementation of special storage, after the audit of the municipal finance department, can be used for the following expenses:
(a) the salary, contract fee, welfare fee and medical expenses of the management personnel;
(two) loan project investigation, feasibility study and printing contract paper, statements and other business expenses.
(3) office expenses. Fifteenth after deducting the fees stipulated in Article fourteenth of these measures, 70% of the total balance of the year will be transferred to the technology market development fund risk fund; 20% for welfare funds; Ten percent is used for the award fund. Welfare funds and incentive funds should be transferred to special bank accounts. Sixteenth development center staff should strengthen the management of funds, conscientiously perform their duties, impartially, and are not allowed to abuse power for personal gain. Article 17 If the borrower fails to repay the loan on time, a penalty interest of 20% shall be charged according to the interest rate of the loan to be repaid. If it is unable to repay, the guarantee legal person will repay it on its behalf. Article 18 If the borrower misappropriates the loan in violation of these measures, the Development Center has the right to recover the loan in advance and impose a penalty of 50% according to the loan interest rate. Nineteenth development center staff in violation of the provisions of article sixteenth of these measures, depending on the seriousness of criticism and education or administrative sanctions, violation of the criminal law, criminal responsibility shall be investigated according to law. Article 20 These Measures shall come into force as of 1987 1 February1day.