This is more complicated. The most important thing is to convince the bank that you are doing normal business transactions, and you need a certain amount of transactions.
Second, will the black household packaging company go to jail?
Legal analysis: whether the personal loan given by the packaging company to the bank belongs to it depends on the specific situation;
1. If the information submitted by the "packaging company" when applying for a loan from the bank is true, it does not constitute.
2. If a "packaging company" obtains a bank loan by forging false materials, it constitutes a loan crime and bears criminal responsibility. In addition, if an individual knowingly or intentionally entrusts a "packaging company" to defraud a loan by forging false materials, it also constitutes a loan crime.
Legal basis: Article 193 of the Criminal Law of People's Republic of China (PRC) is under any of the following circumstances: for the purpose of illegal possession, if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan, or if there are other serious circumstances, it shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or if there are other particularly serious circumstances.
(1) fabricating false reasons such as introducing funds and projects.
(B) the use of false economic contracts
(3) using false documents
(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral.
(5) Loans in other ways.
Third, is the enterprise loan of packaging enterprises reliable?
It's best not to pack it. The bank will find out. Affect future loans. General bank's requirements for credit investigation: at present, it cannot be overdue, twice in half a year, three times in a row in two years, and a total of six times.
Conditions for applying for loan business:
1,18-a natural person aged 65;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information and no bad records;
5. Other conditions stipulated by the bank.