Can the applicant go directly to the insurance company or find an agent?

To buy insurance, you can go directly to the offline business outlets of insurance companies, or you can buy it through other formal channels. You don't have to find an agent to buy it.

Generally speaking, there are two main channels to buy insurance: online and offline. If you don't know the difference between these two insurance channels, you can read this article first: Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance?

1, online insurance

If you want to insure online, you can go to the insurance company official website, pay attention to the official WeChat account, download the official mall APP, pay online, or call the insurance company's telephone sales hotline to contact relevant customer service personnel.

In addition, you can also choose a formal third-party insurance sales platform, such as Ant Insurance on Alipay and Tencent Micro Insurance. The product information on the platform is relatively transparent and easy to operate. You can also compare the products of different insurance companies and choose the best insurance.

If you want to know how to buy reliable insurance online, you can check this article: How do I buy reliable insurance online? Look at these two points is enough!

2. Offline insurance

Common offline insurance channels include insurance company outlets, insurance agents and bank insurance. If you know the insurance salesman around you, you can also contact him to inform you of the insurance needs and make sure that the insurance products that meet the needs can be purchased.

If you are looking for an agent to buy insurance, you generally need to fill in the information manually. After the insurance company has passed the examination, we can get the corresponding insurance policy, which takes some time and energy.

However, whether you go directly to an insurance company or find an agent to buy insurance, you need to master some insurance knowledge to help you choose the right insurance product: Super Full! Everything you want to know about insurance is here.

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