In fact, banks are platforms (Minsheng Bank, Minsheng Dai Yi, Baoshang Bank, Ma Xiao Bank, Lanzhou Bank, Bank of Shang Qi and Qilerong E Platform) and listed companies (Jingronghui, etc. ) are more reliable, the income is more reasonable, and the trust price is relatively high. Please choose your platform investment carefully.
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Business model of P2P platform:
Peer-to-peer lending platform has been developed in developed countries such as Britain and the United States, and this new financial management model has gradually been accepted by the public in the Internet age. On the one hand, lenders realize asset appreciation, on the other hand, borrowers can meet their own capital needs in this convenient and quick way.
Zopa is a successful platform for P2P lending abroad. It was established in London in March 2005 with more than 240,000 registered members. In addition to Zopa UK, Zopa Italy, Zopa Japan and Zopa USA, it has been developed.
Prosper is a relatively successful foreign P2P lending platform, which was established in 2006 with more than 980,000 members and over 200 million loans. It is the largest P2P lending platform in the world.
In August 2007, the first P2P peer-to-peer lending platform was established in Shanghai. In 20 12, domestic P2P entered a barbaric growth period, but there was no clear legislation.
Many models have been derived from the concept of P2P. By the end of 2065438+February 2008, there were 1890 peer-to-peer lending platforms in normal operation in China, with different platforms.
Baidu encyclopedia -P2P peer-to-peer lending platform