There are many rankings, but this ranking is basically unreliable. It is very important to understand the risks of P2P and then choose a platform. You can look at the judicial interpretation of the highest P2P, which is very helpful for choosing a platform.
2. What are the legal 15 online lending companies?
At present, the legal 15 online lending companies are: credit card, digging money, Ren Zhongfu, Tongban Street, Yourong.com, Tuodaojinfu, Zhecai Finance, Aiyue.com, Tongniu Jucai, 5 1 Provident Fund, Micro-Stone, Juche Finance, Qiannei Help, Famous Products Finance and Manao Bay. Including personal peer-to-peer loans and commercial peer-to-peer loans. Refers to direct lending between individuals through the Internet platform.
Third, the top 10 formal online lending platform.
I recommend Xiaoman, a very reliable platform. I run a nail salon. Although the storefront is small, I calculated all the money when I opened the store, including equipment, samples, goods pressing and storefront decoration. When I first started, I applied for a loan on Xiaoman, with low interest and high quota. At that time, I applied for 654.38 million yuan and paid it back in 12. , might as well Baidu.
Fourth, 202 1 Top of the list of formal online lending platforms 10.
Wan is good. Every time I see a product introduced by a netizen on the bulletin board forum, Wanda Loan always has a seat.
Second, ants borrow money. As long as there is Alipay, they will have the opportunity to open ants to borrow money. Although it is a convenient product, it does not support independent applications. When there is demand, you can.
Third, micro-loans, not almost everyone uses WeChat now, but many use WeChat branches.
4.JD.COM gold bars and cash loans from JD Finance are also exported. If there are white bars and the amount is high, there is a chance to export JD.COM gold bars.
5. Baidu Hua Fu, Iman loans, honorable loans and micro loans. It is recommended to apply for Iman loan first. Low threshold, support early repayment, suitable for qualified users.
6. Ping An I Loan, a platform for banking financial institutions, specializes in issuing loans. The most troublesome thing is whether you can take away the amount and pure luck. In short, it is a reliable loan channel, suitable for office workers in urgent need.
Seven, the construction of fast loans. In this kind of bank credit loan, most people want to apply for repayment, and the interest rate is low, which supports repayment, but it is often a routine.
8. Prospective loan, a long-standing online loan product, has a high popularity, and the interest rate may be higher than other products, but the collection rate is stable.
Nine, 360 borrowed money, often released various interest rate activities, and irregularly distributed coupons, free coupons, discount coupons, etc. But the real interest rate is not as low as advertised. In short, it is easy to pay.
X Baidu Hua Fu is a loan product sold by Baidu. Hua Fu includes short-term loans, all-easy loans, exclusive loans and other products, which are suitable for different people and different areas of life.
Xi。 The essence of internet finance still belongs to finance, and it has not changed the characteristics of concealment, contagiousness, extensiveness and suddenness of financial risks. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, it is necessary to formulate moderately loose regulatory policies for emerging formats, leaving room and space for Internet financial innovation. By encouraging innovation and strengthening supervision and mutual assistance, we will promote the healthy development of Internet finance, follow the principles of "legal supervision, moderate supervision, classified supervision and coordinated supervision", better manage Internet finance, scientifically and reasonably define the business boundaries and access insurance bottom lines of various formats, protect legal operations, and resolutely crack down on illegal activities.
12. Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and network. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by laws and regulations such as the Contract Law, the General Principles of the Civil Law and relevant judicial interpretations of the Supreme People's Congress. Network refers to the Internet provided to customers by Internet companies through companies controlled by them. The network should abide by the existing company supervision regulations, give full play to the advantages of online loans, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.