Introduction of Beijing Houze Investment Guarantee Co., Ltd.

Beijing Houze Financing Guarantee Co., Ltd. (hereinafter referred to as "Houze Guarantee") was established in July 2003 with a registered capital of 654.38 billion yuan and 654.38+030 employees, more than 70% of whom have college education or above. Since its establishment, Houze Guarantee has been positioned as a professional personal credit service organization, dedicated to providing professional credit services for banks, merchants and customers.

Beijing Houze Financing Guarantee Co., Ltd. takes advantage of the achievements of socialized division of labor to undertake part of the retail business of the bank, such as market development, credit investigation, credit guarantee, real estate evaluation, warrant transfer, mortgage registration, credit monitoring, bad debt collection, asset realization, etc., so that the bank can realize the strategic operation of "retail business and wholesale operation".