Mobile phone staging platforms include Gitzo, Suning Finance and Jingdong Finance, as follows:
1, Suning Finance
Suning Finance is a good platform for buying mobile phones by stages. The disposable funds can reach 200,000 by stages, and the staging time is also very long. At present, citizens aged 18 to 55 can apply for the phased mobile phone business of Suning Finance.
Features and advantages: There is a consumer finance license, the genuine rate is also guaranteed, and there is a zero-interest installment discount.
2. Jingdong Finance
Jingdong Finance is a platform that can help you buy mobile phones by stages. All the mobile phones are from JD.COM Mall. Jingdong Finance can handle various stages for everyone, including 3, 6, 12, 24 and so on.
Features and advantages: A major feature of JD Finance's staging is its fast harvesting speed, which allows everyone to use their favorite mobile phones as soon as possible.
3. Skill Cloud Staging
Skill Cloud Staging is a loan product launched by BOC Consumer Finance, which mainly provides loans for vocational skills training and can provide personalized customized solutions for borrowers. The loan amount is determined according to the borrower's comprehensive credit situation and loan purpose, with a maximum loan of 50,000 yuan.
Baidu has money to spend on education in stages.
Education staging is a loan product launched by Baidu, which mainly helps everyone to participate in education and training and provide their own knowledge and skills. The main lenders of education staging are China Everbright Bank, bank of tianjin and baixin bank.
5.tmall
It is also good to buy mobile phone business in stages in Tmall. However, everyone should have enough credit line. Tmall's installment consumption quota is given a certain consumption quota after comprehensive evaluation by the factoring company. Consumers can buy goods within the quota and pay by installments. Everyone's quota is different, depending on the consumption situation and credit history, it is generally around 4 thousand, up to 10 thousand.
6.gitzo
Gitzo is the platform for you to buy mobile phones by stages. The loan period is relatively long, with 65,438+02 months, 65,438+05 months and 65,438+08 months for you to choose from. It should be noted that if the money owed to Gitzo is not returned, Gitzo will hand over the collection work to a special collection agency. In addition to calling many times to collect money, the larger amount will even come to communicate the debt problem and even go to the company to collect money.
What are the formal staging platforms? The strength of these five platforms should not be underestimated!
With the continuous innovation of online lending model, a staged platform has emerged in the online lending industry. But now there are a large number of installment loan platforms, many of which are not suitable. A friend was very cautious when handling installment loans, and asked which installment platforms he could apply for. Here, a brief introduction.
Gitzo staging
Gitzo installment is a installment platform with a consumer finance license, which provides not only commodity installment loans, but also cash installment loans. In addition, while applying for staging online, you can also apply for staging in some physical stores.
In terms of commodity staging, Gitzo can provide mobile phones, computers, motorcycles, fashion consumer goods, household appliances and so on. , the issue quantity is 12, 15, 18.
In terms of cash installment, Gitzo's installment amount can reach 50,000 yuan, which can be repaid in 6 to 48 installments.
Baidu has money to spend:
The loan of 65,438+0,000 yuan, with the maximum amount of 300,000 yuan, can meet both the daily loan demand and the large loan demand. Interest is calculated on a daily basis, and the daily interest rate is between 0.02% and 0.065%. The better the credit, the lower the interest rate. Baidu registered users aged between 18-55 have stable jobs and good credit, which will make it easier to be approved.
JD.COM White Strip:
Need to be a member of Jingdong, aged between 18 and 55. JD.COM IOUs can enjoy an interest-free period of about 30 days, and the handling fee is 0.5%~ 1.2% if it is divided into stages. Support for 24 issues, other terms are 3, 6, 12, etc.
Zhilian Premium Loan:
He is between 23 and 60 years old, has a stable source of income, and has high requirements for personal credit information. The annualized interest rate is about 17.82%, and the daily interest rate is 0.0495%. Depending on your qualifications, the page display shall prevail.
What app can I borrow by installment?
1. Staged Music belongs to Shenzhen Staged Music Network Technology Co., Ltd., which was established in Shenzhen on 20 13. It is the leading Internet consumer finance service provider in China and the first member of China Internet Finance Association.
2. Fun Staging is a financial service platform that provides phased consumption for college students, covering nearly 30 million college students nationwide. Provide services such as installment shopping and cash consumption, and support the installment of the whole network. 20 15, 1 1, Fun received about $200 million in financing from Ant Financial.
3. Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd." and its headquarters is located in Shanghai. It is the first point-to-point lending platform with pure credit and no mortgage in China, and the first in the industrial and commercial sector.
What loan platform can repay in installments and the interest is still low?
In the end, which platform has low interest rates, the most convenient way to borrow money now is to apply for online loans. Considering the repayment pressure, many people prefer the loan platform with low installment interest rate. In fact, there are many such platforms now, and the key is to borrow money from regular platforms. So, which loan platform can pay lower interest in installments now?
1, money to spend
The credit loan launched by Xiaoman Finance can be repaid for up to 24 months, and the daily interest rate is as low as 0.02%. Just borrow 10000 and pay 2 yuan interest every day. It is a platform with low interest rate and long term. (Click the official calculation)18 ~ Borrowers over 55 years old, with good credit and stable income can try it, just provide the mobile phone number of the real-name registration system.
2, 58 Easy to borrow
Non-students aged 22 to 50, with repayment ability and good credit, can try 58 Easy Loan. As a credit loan launched by 58 Finance, the interest rate of 58 Easy Loan is still relatively low, which can be divided into 12 periods at the longest, and the daily interest rate is as low as 0.04%. Borrow 65438+1 000001day. As long as 4 yuan is available, the information you need to provide is the mobile phone number.
Everyone is short of money sometimes. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: most online loans are credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, the next payment is made very quickly, and usually the money can be borrowed on the same day.
Which lending platform is the most formal and reliable, and the top ten lending platforms recommend lending apps with low interest rates and high pass rates:
Xiaoman Finance: Qianhua is a personal consumer credit service product launched by Baidu. After submitting your personal data, you can get a quota, and the review can be completed in 30 seconds at the earliest.