First, the difference between a company account and a private account.
1. Company account refers to an account opened by a company in its name, which can be used for cash, transfer checks and cash checks, and is mainly used for fund transactions between companies. Private settlement account refers to a bank settlement account opened by a depositor in the name of a natural person with personal identity documents.
2. Difference: Corporate accounts are supervised by banks, taxation and other departments. (Note that personal accounts filed with the tax bureau should be classified as corporate accounts. ) Private accounts are generally confidential unless they are illegal. The corporate accounts of the Company are divided into four categories: basic account, general accounts, temporary accounts and special accounts. Among them, one unit in basic account can only open one. For example, a company can open multiple ordinary accounts according to business needs, and the number is unlimited. According to the account management regulations of the People's Bank of China, an enterprise can only open one basic account, but it can open multiple general accounts. If you can open another account to withdraw money, and the investor has a certain special purpose, then you can apply for a special account in the bank to withdraw money.
Second, the process of transferring money from the company account to the private account:
1. Go to the bank counter where the account is opened, and notify the bank counter staff to handle the transfer business; _
2. The counter staff will give a money order, fill it out and affix the special financial seal and legal person seal;
Fill in the money order and give it to the counter staff, who will help with the transfer business. _ _ _ _ There are two general public-private transfers: cash payment and online banking transfer. For the simplest and most extensive online transfer, you can fill in the contents according to the information provided by the company to be paid, then check the required options and authorize it.
Third, regulations
First of all, we must get the consent of most shareholders. Of course, the distinction between public and private concerns the interests of shareholders. Since the interests of shareholders are involved, in the process of public and private affairs, it can only be carried out with the consent and recognition of most shareholders. If the shareholders do not agree, then public and private affairs cannot be carried out. Therefore, for shareholders, it is necessary to hold a general meeting of shareholders to discuss with each other and rationally divide interests. Only with the consent of most shareholders can public affairs be carried out reasonably. In addition, in the process of private transfer, we must choose a good transfer method, because the arrival time and the cost of private transfer are still different with different transfer methods. Only by choosing the right transfer method can private transfer be realized at the lowest cost and high efficiency.
Second, it is necessary to confirm whether it is in compliance with the law. For enterprises, no matter what kind of accounting activities are carried out, the first principle needs to abide by laws and regulations. If public affairs do not comply with relevant laws, public affairs are invalid. Therefore, for enterprise managers or shareholders, when conducting public affairs, whether the way and purpose of realizing public affairs are in line with the law, whether the scheme of public affairs is legal, etc. , choose the legal way.