1. Is the bank's wealth management subsidiary reliable?
The bank financing subsidiary is a company with a comprehensive license of "Public Offering of Fund+Private Equity Fund+Class Trust", which mainly invests in standardized debt assets and listed stocks.
Therefore, bank wealth management products are no longer just "fixed income" products as before, but also include stock equity assets, and such products also have certain "risks". For investors, selectivity and risk have increased.
2. What are the advantages and disadvantages for investors?
1) business standardization, more professional and perfect.
For investors, the establishment of a bank financing subsidiary can further protect the rights and interests of investors and make the bank financing business more professional. Compliance.
2) The choice is wider, but it also increases the risk to some extent.
Bank wealth management products are no longer only "fixed income" products as before, but also stock equity assets. For investors, selectivity and risk have increased.
3) Effectively reduce the formalities fees of middlemen.
The establishment of financial subsidiaries by commercial banks can reduce the intermediate procedures and transaction costs, and the banks are large in scale and wide in coverage, which is more convenient for investors.
I have talked so much about the reliability of bank financing subsidiaries and the advantages and disadvantages for investors. I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.