Is the capital in the securities account an asset in the bank's balance sheet?

That fund is a bank's liability, which belongs to interbank deposits (securities company deposits), not assets. This money should be used for lending. Foreign banks generally use interbank lending to borrow money.

If you bought it on the bank website, you can see that it is the asset of the bank card in the bank card. If it is bought on the website of direct selling fund (paid online by bank card), it is not the asset of bank card.

Bring your ID card and bank card to the bank to open a fund account, and then you can buy the fund. One-time subscription of the fund, with a minimum of 1 1,000 yuan, and a minimum of 200 yuan per month for fixed investment funds. Fixed investment funds are suitable for stock funds and index funds, because of large fluctuations, which can effectively dilute costs. If you plan to make a long-term fixed investment for at least five years, choose a fund with back-end expenses.