First of all, it is basic to understand the background and qualification of P2P platform.
20 14 data of internet finance industry show that a number of excellent P2P peer-to-peer lending platforms such as "Yingu Pratt & Whitney" have gained a firm foothold with the senior team operation, rich industry operation experience and strong economic strength behind "Oriental Yingu" and are ready to break out again under the leadership of Oriental Yingu.
Secondly, we need to confirm the security of the platform.
The security of platforms and funds is one of the most concerned issues for investors. For most investors, it is mainly judged by the background of the platform, team qualification, brand awareness and reputation of relatives and friends, but how to examine it from a more professional perspective, such as the trading mode of the platform, the attributes of investment targets, risk control technology, etc., is not very well understood. In this regard, "Yingu Pratt & Whitney" professionals said that investors can always consult the toll-free hotline "400-6 13-5859" or make field trips, and senior financial professionals will answer your questions in all directions.
Thirdly, it is very important to distinguish the nature of the borrower.
Where there is competition, there is development. With the continuous growth of Internet finance industry, the number of domestic P2P platforms is also increasing. In order to attract investors' attention, some platforms have launched some targets, such as "day standard", "second standard" and "entertainment standard", mostly for immediate lending and immediate or same-day repayment. But in fact, these targets are not all real creditor's rights, just fake loan targets issued to activate the platform. Here, "Yingu Pratt & Whitney" sincerely reminds investors that they must be vigilant in the face of these high-yield false targets.
Finally, the annualized rate of return should be not only ideal, but also reasonable.
After understanding the security of P2P platform, investors are most concerned about whether the benefits of the platform reach their ideal goals. When investing in financial management, many investors are often attracted by the ultra-high returns launched by the platform. In fact, the hidden risks behind this kind of investment are even greater. In order to let investors have a better understanding of this risk, the professional financial planner of "Yingu Pratt & Whitney" gave an easy-to-understand explanation: the higher the income that investors get, the greater the repayment pressure that borrowers have to bear, and the higher the overdue risk caused by it. Only an ideal and reasonable "annualized rate of return" can give consideration to the interests of both borrowers and wealth managers and the rationality of financing transactions. The annualized rate of return of high-quality products in Yingu is mostly between 8%- 14.6%. Borrowers don't have to bear too much economic pressure, and investors can also get their own ideal income.