Commercial banks mainly invest in bonds and money market instruments that meet regulatory requirements, including but not limited to government bonds, central bank bills, financial bonds, subordinated debts, local government bonds, corporate bonds (including private debts of small and medium-sized enterprises), medium-term bills, short-term financing bills, asset-backed securities, bond repurchases, interbank deposit certificates and bank deposits.
ICBC believes in the income of God:
The investment type of ICBC Xinyi wealth management products is portfolio investment, the investment currency is RMB, the capital preservation type is non-capital preservation, and the income type is floating. It is estimated that the highest annual rate of return can reach 5. 1%.
China Industrial and Commercial Bank believes in the risk of providence;
The product type is "fixed income, non-guaranteed floating income". According to the relevant provisions of laws, regulations and regulatory rules, I would like to remind you that compared with bank deposits, this product has investment risks, and your principal and income may suffer losses due to market changes. You should fully understand the investment risks and invest carefully.
Handling fee for ICBC's letter of God:
Sales fee 0.5% (year) Fixed management fee 0.0% (year) Custody fee 0.02% (year)
ICBC believes in God's will to withdraw cash:
Investors can submit applications for subscription and redemption during the opening hours of the open day; Subscription and redemption applications submitted during closed hours are reserved transactions and will be automatically postponed to the next open day.
Confirmation date of subscription and redemption (T+ 1): confirm whether the customer's redemption and subscription are successful 1 working days after the open day, and calculate the subscription and redemption funds according to the net value at the end of the open day. Calculate the subscription share and redemption funds according to the principle of "amount subscription and share redemption".
In China and 28 countries and regions around the world, in 2008, China Industrial and Commercial Bank had 385,609 employees, an increase of 7,565,438+02 over the previous year, providing a wide range of high-quality financial products and services to 65.438+0.9 billion individual customers and 36.5438+0 million corporate customers.
There are nearly 65,438+7,000 domestic and foreign institutions, covering most large and medium-sized cities in China and major international financial centers, providing quality services directly to customers; The leading e-banking platform in China has four channels at your fingertips: online, telephone, mobile phone and self-service banking, providing six services: fund management, payment, marketing service, financial management, agency sales and e-commerce.
VIP financial center, telephone banking, exclusive channels for online banking and professional financial planners provide unique services for VIP customers.
ICBC has also established correspondent bank relations with more than 65,438+0,400 domestic banks and 65,438+022 countries and regions, and its global service network has been further improved.