Is it reliable to recruit financial credit to borrow money? It belongs to this company.

When money is badly needed, many people will choose Zhaolian Finance, so is it reliable to borrow money from Zhaolian Finance and Credit? Did you pay attention to the loan? Here is a detailed introduction for everyone, so that you can think more about borrowing money and avoid some unnecessary troubles.

It is reliable to recruit financial credit to borrow money. This lending platform belongs to Zhaolian Consumer Finance Co., Ltd., which was approved by China Banking Regulatory Commission and established by China Merchants Bank and China Unicom, two Fortune 500 companies. It is the first consumer finance company established in China under the CEPA framework.

Zhaolian Finance provides users with comprehensive, guarantee-free and low-interest inclusive consumer credit services. The loan products launched include Zhaolian Good Term Loan and Zhaolian Credit Payment. Among them, Zhaolian Good Term Loan supports 7*24-hour borrowing at any time, with a maximum amount of 200,000 yuan and a maximum loan period of 36 months. Zhaolian Credit Payment enjoys interest-free service for up to 40 days and installment payment service for up to 24 periods.

Application conditions: 1, the borrower is 23 -60 years old and has full capacity for civil conduct; 2. Have a work certificate and the ability to repay the loan on a monthly basis; 3. Personal credit information is good; 4. Sesame credit score is above 600 points; 5. Other conditions specified by the platform. It should be noted that the information submitted by individuals must be true and valid.

It is worth noting that the scenarios used by Zhaolian Credit Payment are used in the staged shopping malls owned by Zhaolian Finance and many consumption scenarios such as education, medical beauty, travel and decoration. "Credit payment" has opened up important payment channels such as UnionPay flash payment, Alipay and WeChat payment with the help of bank second-class accounts, and can enjoy interest-free transaction amount every month. Transactions exceeding the monthly interest-free amount can be automatically phased.

If the user has borrowed money through Zhaolian Finance, he must repay it on time after borrowing, and there can be no overdue situation. When borrowing money at ordinary times, you should choose the repayment period and repayment method according to your income, so as to ensure the repayment on time and avoid overdue, because after overdue, your personal credit information will become bad.