Hello, the car loan is handled in the bank. All banks only register mortgages, not cars. For the sake of loan risk, the dealer has a credit process, after which the owner can pick up the car. From the outside, it usually takes 7 working days to handle insurance, license issuance, vehicle inspection, license registration and other procedures. So the owner of the installment plan can't pick up the car on the spot.
Second, which bank can make a car loan without mortgage? Beijing area?
Huadian guarantee company's vehicle mortgage loan procedures are simple and fast;
All vehicles, Beijing vehicles and foreign vehicles can be handled.
Vehicle loans are divided into vehicle parking and vehicle parking procedures. The monthly car interest rate is 4%, excluding other expenses, and the loan can generally reach 80% of the evaluation and high evaluation.
Car mortgage is generally divided into two loan methods: mortgage car and mortgage car procedures.
Escort the car: inspect the car-sign the loan procedure-release the loan.
Procedures for mortgaging a car: car inspection-mortgage registration at the vehicle management office-signing loan procedures-lending.
Vehicle requirements: all types of vehicles, vehicles from other places in Beijing (parking cars), used cars, vehicles under the company's name, cars of relatives, etc. Can be used.
Processing time: it will be released at that time.
Repayment method: pay interest on a monthly basis and repay the principal at maturity.
Loan amount: under normal circumstances, 50% to 90% of the existing evaluation value of the vehicle, depending on the condition of the vehicle.
Contact (Yu Juan)
Beijing-187
Tel -0 100
Telephone -3565
3. Which car loan company is there in Beijing?
Beijing Yi Rong (Beijing Credit Link) is a relatively formal one who can be a automobile mortgage in Beijing.
4. How do Beijing retirees apply for bus cards?
You mean the senior citizen card. As long as you are over 60 years old, you can apply for an old-age card in your street. If you have a senior citizen card, you can take the bus for free and visit the municipal parks, and other parks can also enjoy the half-price policy. The old-age card is a welfare given to the elderly by the Beijing Municipal Government, and anyone who meets the requirements can apply for it.