On July 9 this year, Qian Dad, a P2P platform that has been in operation for five years, suddenly announced the suspension of operation, which stirred up a thousand waves. Companies with a cumulative transaction amount of more than 30 billion said they would fall. According to reliable sources, Qian Dad's announcement mentioned the main reason for the suspension of the operation of Qian Dad's platform: due to the decline of borrowers' willingness to repay, a large number of users concentrated on applying for cash withdrawal, resulting in an increase in the payment workload of the platform, which led to the recent delay in payment by some lenders on the platform. At present, relevant departments have been involved in the investigation, and Qian Dad suspended the service.
I have to say that in the last two years, the P2P platform has been closed down and the storm has continued, which has caused many employees to lose their jobs and have to look for jobs from scratch. So is there an evergreen tree in the workplace? Are there any reliable companies?
There are evergreen trees, but this evergreen tree does not mean evergreen forever, but relatively speaking, these companies live longer. For example, Buffett's company, Berkshire Hathaway, was founded in 1956 and has a history of more than 60 years. There are many Japanese companies, some of which have a history of hundreds of years, but few, so it is difficult for such companies to enter.
What kind of company is a reliable company?
1, without speculation
If a company relies entirely on speculation, then such a company can't do much and can't do well. Many people will not be convinced. How can they be famous without hype? Yes, hype is really easy to make the company fire, but you should know that what you are speculating is only temporary. Once the limelight passes, you will fall, and it may be miserable.
2. Companies that focus on their own business
If a company wants to develop, it should focus on its own business, not do its own thing in a down-to-earth manner, not engage in speculation and deviate from its main business. Such a company is not a reliable company. If you don't focus on your own advantages and work in unfamiliar fields, you will lose money and pay tuition sooner or later. Many companies have not done their own business well. When they saw others engaging in P2P, they started to engage in it themselves and then ran away.
3. Reasonable company
What is reasonable? Reasonable and reliable staffing of the company is very reasonable, with clear division of labor and clear responsibilities; Reasonable organizational structure, reliable company departments, clear functions and non-overlapping; Companies with reasonable and reliable business models all have a set of reasonable business models, while companies with unreliable business models completely use people's greed psychology to deliberately induce others to take out their money, just like Ponzi schemes. Ponzi scheme originated in America, and the main method used is to rob Peter to pay Paul. That's it. I won't make it up then. The current p2p platform is the same, promising high returns, but it can't support such huge interest.
How to deal with sudden unemployment?
When the company goes bankrupt, it is the customers who are unlucky, and the employees of the company are equally unlucky, and some even don't get paid. What should I do in the face of this situation?
First of all, in today's society, company closures are normal and common, so we must pay attention to learning and improving ourselves at ordinary times. As long as our ability is improved, it will be easier to change jobs.
Second, stay away from such unreliable companies. Under normal circumstances, such companies will go bankrupt sooner or later. It's only a matter of time. If you meet a company that licks blood, don't enter.
Finally, accumulate more in peacetime to prevent all sources of income from being cut off once you lose your job. You can take some money out of your salary every month and save it for easy access.