1. I don't know much about this. I only heard that the rights and interests of the original shares were diluted after the IPO ... I didn't hear that the issuance of the original shares would be diluted.
2. Of course.
Unless your company has great development potential, it is difficult to find venture capital. You should go to venture capitalists yourself and tell them the advantages of your company. Be careful to be brief, otherwise people will have no patience to listen.
If the monthly profit is100000, it should belong to small and medium-sized enterprises ... I recommend the following financing methods:
1. Discounted bill financing
That is, you transfer the commercial paper to the bank and get the funds after deducting the discount interest.
The advantage is that the bank does not lend money according to the asset size of your enterprise, but according to the market situation (your sales contract). It usually takes at least a few days from the date you receive the draft to the date when it should be cashed. During this time, funds have been idle. If we can make full use of bill discount financing, it is far simpler than applying for a loan and the cost is very low. If you want to discount bills, you just need to go through the relevant formalities with the corresponding bills at the bank, which is usually done in two or three days. For you, this is "using tomorrow's money to earn the money the day after tomorrow", which is very suitable for small and medium-sized enterprises like you.
2. Financing lease
In other words, if you want to buy some equipment, you can entrust a financial leasing company to pay for it and then give it to you in the form of leasing. When you pay the rent within the contract period, you will eventually have the ownership of the equipment. For example, if you want to buy a piece of equipment, the price is 6.5438+0 million yuan, but you can't come up with 6.5438+0 million yuan for the time being, then you can get it through financial leasing! Pay10.2 million every year, and the machine will be yours in ten years.
Through financial leasing, you can get advanced technology and equipment with a small amount of money, and you can produce and pay rent at the same time. ...
3. Personal entrusted loans.
That is, a loan that is entrusted by an individual to provide funds and issued, supervised, used and assisted by a commercial bank according to the loan object, purpose, amount, term and interest rate determined by the client. The basic procedure is:
1. The principal applies for a loan from the bank.
2. The bank selects and matches according to the conditions and requirements of both parties, and recommends them to the entrusting party and the borrower respectively.
3. The customer meets you directly to discuss specific matters and details, such as loan amount, interest rate, loan term and repayment method, and make a decision.
4. After the borrowers and borrowers discuss the requirements, they go to the bank together and sign the entrustment agreement with the bank respectively.
5. The bank investigates your credit status and repayment ability and issues an investigation report, then the borrower and the borrower sign a loan contract and issue the loan after the approval of the bank.
4. Pawn financing
Pawn is a kind of financing method that takes physical objects as collateral and obtains temporary loans in the form of physical object ownership transfer.
Pawn is much more convenient than bank credit. First of all, compared with the strict requirements of the bank for the borrower's credit conditions, the pawnshop has almost zero credit requirements for you. They only care about whether the items you pawned are genuine or not. Moreover, general commercial banks only mortgage real estate, while pawn shops can mortgage both movable property and real estate. Secondly, the starting point of pawn items in pawn shops is very low, and items of 1000 yuan and 100 yuan can be pawned. Contrary to banks, pawn shops pay more attention to serving individual customers and small and medium-sized enterprises. Thirdly, compared with the complicated procedures and long approval cycle of bank loans, the procedures of pawn loans are very simple. Even property mortgage is much more convenient than bank. Fourth, when you borrow money from a bank, the purpose of the loan cannot exceed the scope stipulated by the bank. Pawnshops, no matter what the purpose of your loan is, are free to use money. Repeatedly, the utilization rate of funds has been greatly improved.
5. Movable property mortgage loan
It's a bit like a pawn, but the interest rate is lower. China Merchants, Minsheng, Guangfa and other joint-stock banks, as well as some state-owned commercial banks in private developed areas have been launched one after another.
Chattel mortgage refers to a financing method in which you mortgage goods, raw materials, vehicles and equipment owned by yourself or a third party to the bank, or pledge government bonds, certificates of deposit and bank bills to obtain funds from the bank.
The procedure of chattel mortgage loan is very simple. As long as the items approved by the bank are mortgaged, a certain amount of loans can be easily obtained.
This is not a random copy of the answer. I hope I can help you. Good luck! This is my QQ:5292559 10.
I hope I can choose O(∩_∩)O Haha ~