Comprehensive monthly interest cost 2: 17
Real estate mortgage loan:
1. Loan type: first mortgage of existing house, second mortgage of mortgaged house, repayment of other loans when due, and mortgage of house purchase.
2. Fast loan: 200,000-/kloc-0,000,000 mortgage registration, 1-7 days, 50 million-500 million two weeks.
3. Loan amount: about 50% of the appraised price of real estate. The mortgage ratio of premium loans can be increased to 60%.
4. Legal interest rate: monthly interest rate 1.25%- 1.5%. Risk management fees should be calculated separately.
5. Flexible term: 1 month-1 year. You can repay in advance. Pay interest quarterly or semi-annually, and repay the principal at maturity.
List of application materials for loan business
Documents required for personal loan.
1, real estate license. There is a bank statement of bank mortgage loan for nearly one month.
2. ID card, household registration book (minors need to prove) and marriage certificate (divorce certificate, unmarried statement).
3. The bank flow of individuals or enterprises in the past six months to one year.
4. Description of loan purpose and repayment source.
5. Personal credit report; Or other real estate information.
6, rental housing lease agreement
7. Hong Kong, Macao and Taiwan ID cards and passes
8. The loan contracts of compatriots from Hong Kong, Macao and Taiwan and their foreigners need to be fair (notarization fee is 0.3%, at their own expense).
Documents required for corporate loan.
1, real estate license; There is a bank statement of bank mortgage loan for nearly one month.
2. Business license, bank account opening license, loan card, articles of association and business license; Identity cards and household registration books of the legal representative and controlling shareholder.
The bank has been flowing in the past year. Or tax records.
4. Description of loan purpose and repayment source.
5. Credit history report or other real estate information.