(1) Registration according to law.
(2) Having insurance agency business personnel who hold the Qualification Certificate for Insurance Agency Practitioners (hereinafter referred to as the Qualification Certificate).
(3) Having a system of management and ledger of part-time insurance agency business, and being able to realize standardized management of insurance agency business files.
(4) The main business is operating normally.
(5) It has no bad credit record such as illegal business operation.
(6) The business premises have convenient conditions for concurrently engaging in insurance agency business.
(seven) institutions must obtain the approval of the relevant competent departments.
(8) If the revoked license is re-applied, the applicant shall have submitted a rectification report to the China Insurance Regulatory Commission for approval, and the date of application shall be more than one year from the date of revocation of the license.
(9) Commitment to pay the deposit in accordance with the provisions of the China Insurance Regulatory Commission.
China CIRC shall make a decision on whether to accept the application within 5 days from the date of receiving the written application materials. Make a decision on approval or disapproval within 20 days from the date of acceptance. If it decides to accept or approve, it shall notify the applicant. If it decides not to accept or disapprove, it shall notify the applicant and explain the reasons.
Part-time insurance agencies are divided into three categories: A, B and C, and the CIRC implements classified supervision respectively. There are three ways to apply for becoming a part-time insurance agent:
(1) The applicant applies directly.
(2) Entrusting an insurance company to apply on its behalf.
(3) Entrusting an insurance industry self-regulatory organization to apply on its behalf.
To apply for Class A and Class B insurance agencies, the dispatched office of the China Insurance Regulatory Commission shall specify the specific application methods according to the actual situation of the local market. To apply for a part-time insurance agency of Class C, an insurance company shall be entrusted to apply for it. The insurance company that applies on behalf of the applicant shall urge the applicant to prepare relevant materials and review them, and submit them to the local dispatched office of the China Insurance Regulatory Commission after passing the examination.
legal ground
Regulations on the supervision of insurance agents
Article 6
Except as otherwise provided by the the State Council Insurance Regulatory Authority, professional insurance institutions shall adopt the following organizational forms:
(1) A limited liability company;
(2) A company limited by shares.
Article 7
A professional insurance agency company engaged in insurance agency business shall meet the following conditions:
(1) Shareholders meet the requirements of these Provisions, and their investment is self-owned, true and legal, and they are not allowed to use bank loans and various forms of non-owned funds for investment;
(2) The registered capital meets the requirements of Article 10 of these Provisions, and shall be managed in accordance with the relevant provisions of the the State Council Insurance Regulatory Authority;
(3) The business scope recorded in the business license conforms to the relevant provisions;
(4) The articles of association of the company comply with the relevant provisions;
(5) The name of the company meets the requirements of these Provisions;
(six) the senior management personnel meet the qualifications of these provisions;
(7) It has a governance structure and an internal control system that meet the requirements of the the State Council Insurance Regulatory Authority, and its business model is scientific, reasonable and feasible;
(8) Having a fixed residence suitable for its business scale;
(9) Having a business and financial information management system that meets the requirements of the the State Council Insurance Regulatory Authority;
(10) Other conditions as prescribed by laws, administrative regulations and the State Council insurance regulatory agency.
Article 8
Under any of the following circumstances, an entity or individual may not become a shareholder of a professional insurance agency:
(1) Having been punished or subjected to major administrative punishment in the last five years;
(2) Being under investigation by the relevant department because of being suspected of a major crime;
(3) Being identified as the joint disciplinary object of dishonesty by the relevant state units due to serious dishonesty, and being punished accordingly in the insurance field, or having other bad records of serious dishonesty in the last five years;
(4) Enterprises that cannot invest according to laws and administrative regulations;
(5) Other circumstances that are determined by the the State Council Insurance Regulatory Authority to be unsuitable for becoming a shareholder in a professional insurance agency according to the principle of prudential supervision.