Once an accident occurs, it will cause a great burden to the family.
In this society that looks down on seeing a doctor, it is very necessary to take out a critical illness insurance.
In the future, the trend of China insurance industry is that insurance companies specialize in designing products, and the sales are done by intermediaries.
Connecting with the international market and shortening the gap between the financial troika (in terms of development level, it is much slower than banks and securities, sadly)
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.