1. Xinyi Loan was launched by Ping An Bank. As a formal financial institution, Ping An Bank's loan business is supervised by China Banking and Insurance Regulatory Commission. Therefore, Xinyi Loan complies with relevant laws and regulations in terms of loan process, interest rate and repayment method.
2. Before issuing the loan, Xinyi Loan will sign a formal loan contract with the borrower to clarify the rights and obligations of both parties. The contents of the contract comply with the provisions of the Contract Law and other relevant laws and regulations, and guarantee the legitimate rights and interests of the borrower.
3. The Xinyi Loan Association will fully disclose the loan information to the borrower during the loan process, including the loan amount, interest rate and repayment method. The information is true and accurate, and there is no misleading or fraudulent behavior.