An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU.
Company-to-individual loan agreement (template)
Borrower: (hereinafter referred to as Party A)
Legal representative:
Lender: (hereinafter referred to as Party B)
ID number:
Party A is a limited liability company with a registered capital of * * * million yuan, and Party B has idle funds because it needs funds temporarily to implement production and operation projects. Therefore, Party A and Party B, in order to clarify their responsibilities and abide by their credit, signed this loan contract through full consultation on the basis of equality and voluntariness, and promised to abide by it together.
1. Loan amount: RMB (in words: one hundred thousand yuan only).
2. Loan term: from (20) to (20), with a loan term of (20) years. After the loan expires, if both parties have no objection, this loan contract will be automatically extended for another year.
Three. Loan interest rate and collection method:
1. The loan interest is annual interest, which is calculated from the date when Party A receives the loan.
2. One-time repayment of principal and interest at maturity.
Four. Purpose of loan: This loan is limited to Party A's production and operation projects, and must be used exclusively. Without the consent of Party B, Party A shall not use it for other purposes.
Verb (abbreviation for verb) loan repayment:
1. If Party A fails to repay the loan on time, it shall apply to Party B for extension fifteen days before the loan expires at the latest, and then Party B can decide whether to extend the loan on the basis of negotiation between both parties.
2. If Party B needs to recover the loan temporarily, it shall apply to Party A for repayment fifteen days in advance, and the loan interest shall be calculated according to the actual loan days.
Breach of intransitive verbs and its handling;
(1) Party A breaches the contract under the following circumstances:
1. Party A fails to use the funds and repay the principal and interest according to the contract plan.
2. Change the purpose of the loan or use it for other purposes without Party B's consent.
3. Party A violates other terms of this contract.
(II) According to the breach of contract, Party B has the right to take the following measures:
1. The maximum penalty interest for a default loan shall not exceed.
2. Take necessary legal measures until the outstanding loan principal and interest and expenses are claimed according to law.
Seven. Entry into force of the contract: This contract shall come into force after being signed (sealed) by both parties. This contract is made in duplicate, one for each party. If there are other matters not covered in this contract, both parties shall further negotiate supplementary terms.
Borrower (Party A): (Seal)
Lender (Party B):
Signature of Party A's representative:
Signature of Party B:
Date of signing: