Liuxing Wantong Credit Guarantee Company specializes in housing mortgage loans. I have cooperated with them many times and am a trustworthy guarantee company.
Second, traffic management 12 123 how to authorize others to handle the mortgage?
Traffic Management 12 123 Operation process of authorizing others to handle mortgage:
1, the owner operates by himself, downloads and opens the traffic control 12 123app, registers and logs in, and binds the vehicle;
2. Click the "More" option on the home page and scroll down to the end. In Convenience Service, select Business Entrustment Application;
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3. Click "Motor Vehicle Business" and select "Entrust Matters" as "Mortgage/Release Mortgage";
4. Select the entrusted vehicle bound by my name and the validity period of entrustment, and enter the name, ID card and mobile phone number of the trustee;
5. Click Next and finally confirm the submission.
Third, find a guarantee company in Beijing to make a housing mortgage loan. Who knows what the formal process is?
Loans to guarantee companies are handled as follows:
Step 1: Submit the required documents.
Documents required by the mortgage borrower (natural person):
1. Property right certificate or house ownership certificate and land use right certificate;
2. The borrower's ID card and household registration book;
3. The following documents are also required (the borrower shall prepare corresponding documents according to his own situation).
A. Single certificate 65438+ 0 unmarried certificate issued by the civil affairs bureau where the household registration is located.
B Marriage certificate, marriage certificate, spouse ID card and household registration book in 3 copies.
C divorce certificate issued by the civil affairs bureau where the household registration is located *** 1 copy.
Step 2: Professional evaluation
Our company will entrust a professional appraisal agency to conduct on-the-spot appraisal of the collateral and estimate its approximate value according to its location, floor, area and orientation.
Step 3: Sign the entrustment agreement.
If the borrower (lender) negotiates all matters with the company, the company will sign an entrustment agreement with the borrower (lender).
Step 4: Sign the mortgage loan contract.
The borrower and the lender must be present and sign the mortgage loan contract. Please read every clause in the contract carefully before signing, and don't leave out any details. If anything happens in the future, this contract will serve as a legal basis.
Step 5: Notarization
Borrowers and lenders must go to the notary office for notarization.
Step 6: Apply for house mortgage certificate (certificate of other rights).
The guarantee company will send people to assist both borrowers and borrowers to apply for housing mortgage warrants.
Step 7: Borrow.
After all formalities are completed, the lender will deposit the cash into the borrower's account. At this point, the loan process is completed.
I opened a restaurant in Beijing and want to apply for a mortgage loan. What should I do with it?
You can ask at the bank first. If you find a guarantee company, you can't lend money until the next working day. When applying for a loan, you need to provide relevant personal information and financial proof. Therefore, if you are in a hurry, I personally think that those guarantee companies that collect money first without doing anything will not.