How to introduce China Life Xinhongtai?

China Life Hongtai Endowment Insurance has been selling well for nearly ten years since it came out in 200 1, and it has been widely recognized by the market and favored by many customers. Recently, in order to further meet customers' demand for high-security and stable insurance wealth management products, China Life has upgraded its original "Hongtai" product and grandly launched a brand-new bank insurance dividend product-China Life Xinhongtai old-age security (dividend-sharing type).

It is understood that "Xinhongtai" not only retains many advantages of the original product, but also focuses on transforming four major upgrade functions.

Maturity income upgrade

In order to meet the financial needs of more customers, the basic insurance amount of "Xinhongtai" products is greatly increased compared with the original "Hongtai" products, and the full premium can be obtained at the expiration of the insurance period, which greatly improves the fixed income of customers. In addition, the product can also share the operating results of insurance companies with customers through dividends, so as to maintain and increase the value of funds. At the same time, cash collection and compound interest accumulation help customers realize the free control of policy dividends.

Insurance guarantee upgrade

Another outstanding feature of the upgraded "Xinhongtai" product is that "China Life Plus Kangyou Critical Illness Insurance (Version 20 10)" can be attached. When consumers buy "Xinhongtai", they only need to increase a small amount of investment to get high protection for 20 major diseases.

Financial management function upgrade

As a good helper for consumers' investment and financial management, China Life's "Xinhongtai" product has added the function of "policy loan" with the times. During the insurance period, the insured can apply for a loan from the insurance company, and the maximum loan amount can reach 80% of the cash value of the policy. The addition of this new function has solved the problem of difficult insurance fund turnover, and the convenient and flexible borrowing function makes financial management more convenient.

Insurance coverage upgrade

The coverage of "Xinhongtai" products is designed as "more than 30 days and less than 75 years old", which greatly expands the coverage of dividend insurance. Now, elderly customers over 70 years old can also enjoy China life products with safe capital, stable income and strong guarantee.

It is reported that China Life will join hands with commercial banks and postal channels to sell "Xinhongtai" products at outlets from now on.