Before the formal introduction, the seniors prepared a small gift for everyone:
Super full! Everything you want to know about insurance is here.
1. Company background
Caixin Auspicious Life Insurance Co., Ltd. (hereinafter referred to as Auspicious Life Insurance) was established in September, 20021,and its headquarters is in Changsha. By the end of February, the registered capital was 3.463 billion yuan and the total assets reached 28.765438 billion yuan. And in Hunan, Hubei, Hebei and other five provinces, it has opened branches at all levels 134, with internal and external employees 12000, and accumulated customers of 28.47 million. It can be seen that the power of auspicious life cannot be underestimated.
Let's see how lucky life is compensated. According to the 1 quarterly solvency report of auspicious life official website in 2022, the core solvency adequacy ratio is 96.39%, the comprehensive solvency adequacy ratio is 166. 10%, and the comprehensive risk rating in the fourth quarter of 2026 is Grade A.
Compared with the requirements of the CBRC, Auspicious Life far exceeds the required standards.
Seeing this, if friends want to know more about the solvency of insurance companies, the following article must be read:
In the solvency ranking of 202 1, which company is the most "capable" to pay?
2. Matters needing attention in choosing an insurance company
How do insurance companies choose to buy insurance? The following seniors give you support:
(1) must be legal. The easiest and quickest way to judge whether an insurance company is legal is to see whether it has an insurance license, or you can go to official website and the China Banking Regulatory Commission to check whether there are registration records of relevant companies.
(2) word of mouth is good or bad. In addition to the advantages and disadvantages of the product itself, there is also a very important factor is the reputation of the insurance company itself. If the reputation is good, then the company's service will not be bad.
After reading so much, if you still don't know how to choose an insurance company, don't miss the following article:
What should we look at when we look at insurance companies?
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