Extended data:
The insurance regulatory authorities mainly supervise the following contents:
1, governance structure of insurance companies;
2. The solvency of the insurance company;
3. Market behavior of insurance companies. That is, the governance structure of an insurance company must conform to that of a modern enterprise, the insurance company must operate steadily, have sufficient capital to guarantee the responsibility of payment commitment, and the market behavior of the insurance company must be legal and must not infringe upon the interests of the insured, the insured and relevant parties.
The specific contents of the supervision by the CIRC include the formulation of insurance laws and regulations, the establishment, alteration and termination of insurance institutions (insurance companies/agents/assessors/brokers, etc.). ), insurance product approval, personnel (executives) approval, market behavior of insurance institutions, investment and financial supervision, etc.