The company's guarantee credit rating needs to reach AA or above. The bank evaluates the credit rating according to the company's statements. The conditions that a company needs to meet to provide guarantee for others are:
1. The company is operating normally, with good benefits and sufficient solvency.
2, the company's business license, organization code certificate, loan card and other normal annual inspection.
3. If the company has a good credit record and no bad record meets the above conditions, it can provide guarantee for it.
Credit rating refers to the classification of enterprise credit by credit (credit) evaluation institutions according to the results of enterprise credit evaluation, which reflects the credit level of enterprises. In western countries, corporate credit ratings are divided into AAA, AA and A, while others are divided into 3A, 3B and 3C to guide investors' behavior.