Regarding the bankruptcy of insurance companies, I have written an article before to analyze it:
The insurance company went bankrupt. What about the insurance I bought?
In fact, the conditions for the establishment of domestic insurance companies are relatively strict, and with the regular supervision of the CBRC, few insurance companies will go bankrupt.
If there is no way to improve the poorly managed insurance company like Anbang Insurance, it will be taken over by other companies, and then reorganized and renamed, not to mention bankruptcy.
For example, recently, when China Life was in poor management and unable to change, the CBRC arranged for a larger domestic insurance company to take over (later renamed Zhong Rui Life).
Therefore, we don't have to worry about the bankruptcy of insurance companies at all. Even if we fail, we don't have to worry about the invalidation of the policy.
However, although insurance companies are not so easy to close down, operational problems are inevitably worrying, such as whether they can get claims smoothly, whether the time for claims will increase, and so on.
How can we judge whether the insurance company is reliable before taking out insurance? Here are some ways to judge:
What should we look at when we look at insurance companies?
Finally, people of different ages apply different insurance, and blind purchase may waste money. See here for the specific insurance scheme:
How to buy insurance at different ages? Everyone should have his own plan.
That's all the answers. Please accept them.
The same number on the whole network: Xueba said insurance, welcome to search!