Citizenship number:
Borrower:
Citizenship number:
The borrower borrows money from the lender, and the loan amount is _ _ _ _ _ _ _ _ _ _ _ _ _.
I. Loan amount
Article 1 Lenders provide loan funds to borrowers (in figures): ￥ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
II. Term and purpose of the loan
Article 2 The term of the loan under this contract starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _. If the actual loan release date is inconsistent with the loan start date, the loan start date shall be subject to the actual loan release date, and the loan term shall be postponed accordingly.
Article 3 The borrower shall not use the loan for other purposes.
Three. Loan interest rate and payment method
Article 4 The loan interest rate under this contract is fixed, and the monthly loan interest rate is _ _ _ _ _ _ _%.
Article 5 The loan principal and interest under this contract shall be repaid in the following _ _ _ _ _ _ _ _ _ _ _ _ _ _:
5. 1 Return the principal in one lump sum at maturity, and pay the interest on a monthly basis, and the interest due will be paid with the principal. If interest is calculated on a daily basis, daily interest rate = monthly interest rate? 30. Repay the loan today as the maturity date.
5.2 Matching principal and interest repayment method: that is, within the loan term, the loan principal and interest are repaid in equal amount every month. Monthly repayment amount (in figures): RMB Yuan only, (in words): RMB Yuan only. The repayment date is _ _ _ every month.
Fourth, issue loans.
Article 6 After the borrower meets the loan granting conditions required by the lender and completes the corresponding loan and guarantee procedures, the lender shall issue the loan within working days. Both parties agree that the lender will pay the loan to the borrower by means of transfer and cash payment. After the transfer is completed or the borrower issues a receipt, it will prove that the lender has successfully delivered the loan by transfer and cash payment.
Verb (abbreviation for verb) The borrower's debt range and repayment order.
Article 7 The borrower's loans and debts under this contract refer to the loan principal, interest, liquidated damages, compensation and expenses for realizing creditor's rights and security rights (including but not limited to notarization fees, evaluation fees, appraisal fees, auction fees, preservation fees, litigation or arbitration fees, delivery fees, execution fees, storage fees, transfer fees, attorney fees, travel expenses and other expenses).
Article 8 The money used by the lender to pay off the debts under this contract and the corresponding guarantee contract shall, in principle, be paid off in the order of first paying off the expenses for realizing the creditor's rights and security rights, then paying off the liquidated damages and compensation, then paying off the interest and finally paying off the principal.
Statement and guarantee of the intransitive verb borrower
Article 9 The borrower is a person with full capacity for civil conduct, has all necessary capacity for rights and conduct, and can perform the obligations under this contract in his own name and bear corresponding responsibilities.
Article 10 The signing and performance of this contract by the borrower is a true expression of the borrower's intention, and there are no legal defects.
Article 11 The statements made by the Borrower to the Lender and all documents, materials and information provided during the signing and performance of this Contract are true, accurate, complete and effective, and the Borrower has not concealed any information that may affect its repayment ability from the Lender. If the borrower makes false statements or provides false information, which constitutes fraud, the lender has the right to investigate his criminal responsibility for fraud.
Seven. Rights and obligations of the lender
Article 12 The lender has the right to inspect and supervise the borrower's loan use, business and financial funds, debts and external guarantees, major health conditions, marriage, work, income, residence and personal property, etc. The borrower shall cooperate and provide timely and truthful information and reports required by the lender.
Article 13 On the premise that the borrower fulfills the obligations agreed in this contract, the lender shall issue loans to the borrower as agreed in this contract.
Article 14 When the borrower evades the lender's supervision, defaults on the loan principal and interest, maliciously evades debts or commits other serious breach of contract, the lender has the right to take the following measures without notifying the defaulting borrower:
(1) Provide the borrower's breach of contract to other banks and other financial institutions and related units;
(2) notify the media, neighborhood committees, village committees, employers, etc. About their failure to perform their obligations;
(3) Import the default borrower information and provide it to all kinds of social credit reporting agencies.
Eight. Rights and obligations of the borrower
Article 15 The borrower shall use the loan according to the purpose agreed in this contract, and shall not use the loan under this contract for other purposes. The Borrower shall bear all expenses under this Contract, including but not limited to notarization fees, appraisal fees, evaluation fees, registration fees and insurance fees.
Article 16 The borrower shall repay the loan principal under this contract and pay interest according to the time, amount and currency agreed in this contract.
Article 17 The borrower shall notify the lender in writing within five days after the occurrence or possible occurrence of acts or events that affect its repayment ability.
Article 18 When the guarantee (if any) under this contract changes against the lender's creditor's rights, the borrower shall provide other guarantees recognized by the lender in time according to the lender's requirements.
Nine, early repayment
Article 19. If the borrower needs to repay the loan in advance, he should apply to the lender in advance. After the consent of the Lender, both parties shall sign a written agreement separately, stating the rights and obligations of both parties. Without the consent of the lender, the borrower shall not repay the loan in advance.
X. warranty clause
Article 20
Guarantor: The guarantor mentioned in Clause 1 of Article 20 of this Contract voluntarily becomes the guarantor of this loan contract, and voluntarily assumes joint and several guarantee responsibilities for all debts contained in this contract (including but not limited to loan principal, interest, liquidated damages, compensation and expenses incurred in realizing creditor's rights and security rights).
XI。 responsibility for breach of contract
Article 21 The borrower's violation of the obligations, promises and guarantees agreed in this Agreement constitutes a breach of contract. The Lender has the right to stop paying the outstanding loan of the Borrower, unilaterally announce that the loan granted under this Contract is due in advance, and demand the Borrower to immediately repay all the due loan principal and settle the interest, and has the right to demand the Borrower to pay _ _ _ _% of the loan principal as liquidated damages.
Article 22 If the borrower fails to repay the loan within the time limit, overdue interest shall be charged at the monthly interest rate of _ _ _% on the basis of the amount of principal owed at the time of overdue until the repayment date.
Article 23 If the borrower fails to repay the loan in full and on time, it shall bear all expenses paid by the lender to realize the creditor's rights, including but not limited to legal fees, attorney fees, property preservation fees and all other reasonable expenses that should be paid.
Twelve. Dispute resolution method
Article 24 All disputes and disputes arising from or related to this contract shall be settled by both parties through consultation. If negotiation fails, both parties have the right to bring a lawsuit to Wuchang District People's Court in Wuhan. During the dispute, both parties shall continue to perform the clauses that are not involved in the dispute.
Article 25 Place of signing the contract: _ _ _.
Thirteen. Entry into force of contract and others
Article 26 This contract shall come into effect after being signed or sealed by both parties.
Article 27 Any changes to this contract shall be made by both parties through consultation and in writing. The revised terms or agreement constitute a part of this contract and have the same legal effect as this contract. Except for the changed part, the rest of this contract is still valid, and the original clauses of this contract are still valid before the changed part takes effect.
Article 28 This contract is made in triplicate, with the lender holding two copies and the borrower holding one copy.
Lender (signature): Borrower (signature):
Year, month, sun, moon, sun.
Guarantor (signature): Guarantor (signature):
Year, month, sun, moon, sun.