It is understood that the average level of p2p industry is 9.4%, while the income of Totem Network is about 12.2%, and the income is not bad. Whether a platform can be invested mainly depends on the background of the platform and whether the income is safe. Regardless of whether Tuteng Loan is a venture capital platform or investor certification, Jiangxi Bank is safe. Investment is risky, so we should be cautious, study the background and operation of the platform, and choose the top platform with strong background, such as Qunar.com, Renren Loan and Lide Fortune. When people talk about financial management, they think of either investing or making money. In fact, the scope of financial management is very wide. Financial management is to manage the wealth of a lifetime, that is, the cash flow and risk management of an individual's life. Contains the following meanings:
①? Financial management is to manage the wealth of a lifetime, not just to solve the problem of urgent need for money.
②? Financial management is cash flow management. Everyone needs money (cash outflow) when he is born, and he also needs to make money to generate cash inflow. Therefore, whether you have money or not, everyone needs to manage money.
③? Financial management also includes risk management. Because more flows in the future are uncertain, including personal risk, property risk and market risk, which will affect cash inflow (income interruption risk) or cash outflow (cost increase risk).