People often say that the Pearl River Life Finance refers to a new type of insurance product that integrates insurance protection and investment functions, and belongs to a new type of life insurance. Insurance companies engaged in investment insurance make full use of their scale investment advantages and the investment income that investment experts strive for for the insured. At present, China's financial insurance mainly includes dividend insurance, investment-linked insurance and insurance. Financial management through insurance refers to the reasonable arrangement and planning of funds by purchasing insurance to prevent and avoid financial difficulties caused by diseases or disasters, and at the same time to preserve and increase the value of assets. This kind of insurance products have the functions of safety, long-term, certainty, compulsion, financial management, reasonable tax avoidance, premium exemption, equity conversion protection and so on. Pearl River Life Insurance is a very unique financial management tool. If we make good use of insurance financial management means, it will greatly improve the effectiveness of financial management, greatly improve people's quality of life and fully protect people's economic interests.
In addition, Zhujiang Life Insurance also launched a new wealth management product. At present, Zhujiang Life Finance has launched a "1 Yuanbao 1800 yuan" Zhujiang I Kang malignant tumor insurance, which is flexible and convenient for people aged 18 to 30, and can be paid after diagnosis, giving consumers more benefits and attracting the attention of many customers. Zhujiang Life also cooperates with Taobao Insurance, JD.COM, China Insurance Network, Zhaocaibao and Rong360. With the further liberalization of insurance investment channels by the China Insurance Regulatory Commission, more and more insurance funds have also entered some equity assets and infrastructure projects. In addition, Zhujiang Life Insurance has planned large-scale infrastructure investment projects in Guangdong Province, and the rate of return is more advantageous than the interest rate of large-sum negotiated deposits. At present, the financial products of Zhujiang Life Insurance mainly include "Zhujiang Yueyueying No.3", "Zhujiang Baoying 1" and "Zhujiang Steady Win 1", each with its own merits. For example, the advantage of "Zhujiang Baoying 1No." is that its historical annualized settlement interest rate is higher than the other three, and the historical annualized settlement interest rate of "Zhujiang Steady Win 1No." is also higher, but its surrender deduction period is one year. Users can flexibly choose insurance items according to their specific needs.
The so-called insurance financial management is to use insurance as a tool and means of financial management, and gain and increase the wealth you own through insurance. Today, the Pearl River Life Insurance as we know it is such a tool. We hope that it will be no longer difficult to manage money through Pearl River Life Insurance.