Platform background. It is operated by Beijing Xianyue Information Technology Co., Ltd. and its shareholder is Kunlun Wan Wei, a listed company. Its business covers Chinese mainland, Southeast Asia, Latin America and Africa. At present, it has completed the docking with the central bank's credit information system, and launched the deposit of funds in Huaxia Bank, with strong platform background, strong security and formality.
2. Sources of funds. Piggy bank loan is an information intermediary service platform in peer-to-peer lending, and cooperative institutions provide financial services to users. There are as many as 68 cooperative institutions, most of which are formal financial institutions such as banks and licensed consumer finance companies, so users can borrow with confidence.
3. Information security. Xianyue Technology is a financial technology company, which attaches great importance to user privacy protection and adopts multiple privacy protection measures to prevent information leakage.
4. Qualification examination. When users apply for loans in piggy banks, they need to ensure that the information submitted is true and effective. If they find that the information is false, the approval will fail. When applying for a loan, the user's personal credit information will be inquired. If the credit does not meet the requirements, the loan will also fail. In addition, the platform will evaluate users through multiple dimensions and strictly control risks.