What are the conditions for small business loans?

Amoy Finance helps you solve the problem. What conditions do you need to prepare for a company loan?

1. Business License for Enterprise as a Legal Person or its original and photocopy;

2. Original and photocopy of the Articles of Association;

3 copies of the qualification certificate and identity certificate of the legal representative or person in charge;

4. Original and photocopy of enterprise tax registration certificate (national tax and local tax) and tax payment certificate;

5. The annual audit report and current balance sheet, cash flow statement, income statement and other relevant statements issued by the accounting firm in the last three years;

6. The board of directors agrees to apply for a loan resolution (signed by the board members);

7 "loan project plan" and feasibility report;

8. The original and photocopy of the loan card use certificate and People's Republic of China (PRC) organization code certificate;

9. The approval documents of the main management departments of the project;

10. Collateral ownership certificate;

1 1. Attached photos;

12. If the loan applicant is a partnership enterprise run by qualified personnel, the original and photocopy of the partnership agreement shall be provided;

13. Valid certificates of personnel who meet the loan conditions;

14. Staff roster (sealed by the enterprise);

15. The labor contract signed by the enterprise and the personnel who meet the loan conditions;

16. enterprise wage payment voucher;

17. Other materials deemed necessary by the guarantee institution and the handling bank.

I hope I can help you!