1. Liaoyang Bank Co., Ltd. was established on the basis of the original Liaoyang Credit Union. 1March, 1997, with the approval of the People's Bank of China, Liaoyang City Credit Cooperative was changed into Liaoyang City Cooperative Bank. The registered capital is 100 143200 yuan.
2.1June, 1998, with the approval of Liaoning Branch of the People's Bank of China, Liaoyang Cooperative Bank was renamed as Liaoyang Commercial Bank Co., Ltd., with its headquarters in Liaoyang City, Liaoning Province.
3.65438+1June 1999, with the approval of Liaoyang Branch of China Banking Regulatory Commission, Liaoyang City Credit Cooperative, dengta city City Credit Cooperative and Huazi City Credit Cooperative merged, and the registered capital increased to10,3015700 yuan.
4. From June 5438 to February 2005, with the approval of Liaoyang Branch of China Banking Regulatory Commission, the registered capital was increased to 15305200 yuan. From June 5438, 2007 to February 2007, with the approval of Liaoning Supervision Bureau of China Banking Regulatory Commission, the registered capital increased to 573,005,200 yuan. From June 5, 2008 to February 2008, with the approval of Liaoning Supervision Bureau of China Banking Regulatory Commission, the registered capital increased to 803,005,200 yuan. In June 2009, with the approval of Liaoning Supervision Bureau of China Banking Regulatory Commission, financial and corporate legal persons contributed 2,654,380,600 shares, including: Liaoyang Finance Bureau increased its holdings by 26 million shares; Liaoning Chengcheng Plastic Co., Ltd. increased its holdings by 6,543,800,000 shares; Liaoning North Steel Pipe Co., Ltd. increased its holdings by 50 million shares; Liaoyang City Capital Management Co., Ltd. increased its holdings by 20 million shares; Liaoning Liao 'an Construction Machinery Co., Ltd. increased its holdings by 20 million shares. After the completion of this capital increase and share expansion, the registered capital increased to 65,438+0,065,438+0,905, 200 yuan.
5.5438 June+February 2009, with the approval of CBRC, an enterprise as a legal person contributed 600 million shares, including: Liaoning Chengcheng Plastic Co., Ltd. increased its holdings by 300 million shares; Liaoyang City Capital Management Co., Ltd. increased its holdings by 300 million shares. After the completion of this capital increase and share expansion, the registered capital increased to 65,438+0,665,438+0,905, 200 yuan. 20 10 April, with the approval of China Banking Regulatory Commission, the Bank was renamed as Liaoyang Bank Co., Ltd.
6.20 10 February, with the approval of Liaoning Supervision Bureau of China Banking Regulatory Commission, the enterprise as a legal person contributed 1. 1 100 million shares at the price of 1.9 yuan per share. Among them: Liaoyang Liaofa Investment Guarantee Co., Ltd. increased its holding of 60 million shares; Liaoning Liao 'an Construction Machinery Co., Ltd. increased its holdings by 30 million shares; Liaoyang Gongchangling Qinglong Heating Co., Ltd. increased its holdings by 20 million shares. After the completion of this capital increase and share expansion, the registered capital increased to RMB 654,38+0,729,005,200.
Introduction of time deposit business of Liaoyang Bank in lump sum and withdrawal
Fixed-term savings deposit is a kind of personal deposit. When depositing, the deposit period is agreed, the principal is deposited in one lump sum, and the principal and interest are withdrawn in whole or in part. RMB lump-sum time savings deposit starts in 50 yuan, and there is no deposit limit. The deposit term is divided into three months, six months, one year, two years, three years and five years.
Product features:
1, with higher interest rate.
2, can be automatically transferred
3. It can be transferred by agreement.
4. Pledgeable loans
5. It can be withdrawn in advance
Interest rate:
1. The interest shall be calculated according to the interest rate of lump-sum and lump-sum time savings deposits of corresponding term and grade announced on the deposit date. Interest on time deposits is paid with the principal, and no interest will be charged in case of interest rate adjustment.
2. If all or part of the withdrawal is made in advance, the withdrawal part will bear interest according to the interest rate of current savings deposit announced on the date of withdrawal, and the part that has not been withdrawn in advance will still bear interest according to the interest rate of the original deposit certificate.
3. In case of overdue withdrawal, the interest shall be calculated according to the interest rate of current savings deposit announced on the date of withdrawal, except for the agreed automatic transfer. RMB lump-sum deposit and lump-sum withdrawal time deposit shall be calculated on a transaction-by-transaction basis.
Processing instructions:
1. Opening deposit: To open a lump-sum fixed deposit account, you need to show your valid identity documents to the business outlets. If you entrust others to open an account, you need to provide your agent's ID card at the same time.
2. Deposit: You can handle time deposit business with a bank card or all-in-one passbook issued by Liaoyang Bank, or you can open lump-sum deposit and withdrawal certificates at business outlets.
3. Withdrawal: When opening an account, you can withdraw money by holding a bank card, all-in-one certificate or lump-sum deposit certificate. If you apply for early withdrawal, you must provide your own valid identity certificate, and if you entrust others to handle it, you must also provide your agent's valid identity certificate.
4. Closing the account: When closing the account, the profit will be paid off with the principal.
5. Others: I must provide my valid identity certificate when handling business such as loss reporting, cancellation, password modification, card replacement/discount, and large withdrawal; If someone else handles it on his behalf, he must provide valid identity documents of himself and his agent to Liaoyang Bank (including loss reporting, cancellation and password modification, he must handle it himself, but he will not handle it on his behalf).