1, mortgage loan, construction enterprises use the entities at hand to make loans, such as some buildings and commercial squares, and obtain bank loans through these entities.
2, pre-sale financing, through the unfinished real estate or commercial plaza or store, in the form of options, pre-sale to obtain funds, also known as auction.
3, listing financing, through the listing of enterprises to obtain funds, this is the fastest way, but it is also a harsh condition, provided that you have the conditions for listing, and all aspects have been recognized.
4. Financing with the equity of the enterprise is to win the favor of venture capital enterprises and obtain the financial support of these investors.
Second, what are the real estate financing methods?
The way of real estate financing is that the lessor buys the leased property from the seller and provides it to the lessee according to the lessee's choice of the seller and the leased property. A financial lease contract shall
legal ground
Article 700 of the Civil Code
The financial lease contract is that the lessor chooses to buy the leased property from the seller and provide it to the lessee.
Article seven hundred and thirty-six
The contents of a financial lease contract generally include: technical performance, inspection method, lease term, rent composition, payment term and method, currency, ownership of the leased property at the expiration of the lease term, etc.
The financial lease contract should be adopted.
What are the financing channels for real estate enterprises (projects)?
The real estate industry is a capital-intensive industry. How to get enough financial support and explore new financing channels is the basic premise for the smooth progress of investment projects, and it is also a hot issue for real estate enterprises at present. The following Vatti Capital introduces you:
(1) Self-raised funds
Self-financing is a financing channel for real estate enterprises in the initial stage, which is usually solved by shareholders adding equity or providing loans to shareholders. However, with the increase of real estate value, the increase of investment scale and the extension of capital cycle, real estate enterprises have been unable to achieve their financing goals by self-financing alone.
(2) Pre-sale funds
Real estate pre-sale is also a popular financing method in the market at present. In the case of good real estate location, environment and other conditions, pre-sale can raise necessary construction funds.
(3) Loans from commercial banks
Commercial bank loans are the main financing channel for real estate enterprises in China, and at least 70% of real estate development funds come from commercial banks.
(4) cooperative financing of enterprises
Cooperative financing of real estate companies includes foreign cooperation and domestic cooperation. Foreign cooperation is generally the establishment of joint ventures or cooperative companies. Make use of foreign advanced management technology and experience to realize complementary advantages. Through joint venture and cooperation, real estate enterprises can be made bigger and stronger. Cooperative financing is one of the most feasible financing methods for real estate enterprises in China at present.
(5) bond financing
Real estate bonds are an integral part of corporate bonds. At present, it is difficult for many real estate enterprises to issue corporate bonds.
(6) Trust financing
Trust financing means that trust companies provide trust loans or directly participate in trust investment for real estate investment projects with good returns. Compared with bank loans. The financing mode of real estate trust can reduce the overall financing cost, save financial expenses, and have a large term flexibility, which can optimize the company structure without increasing the asset-liability ratio. In the way of supply, we can design personalized financial support according to the business needs and specific projects of real estate enterprises. Trust has unique institutional advantages and strong flexibility, and it is one of the better choices when bank loans are difficult.
(7) Real estate securities financing
Real estate securitization is the development direction of the real estate market, which can promote the specialization of real estate management and the rationalization of resources. It is the best way for real estate enterprises to raise funds. The most common form is a list. Through listing, huge funds can be raised quickly and used as registered capital permanently, with no repayment period, and at the same time, the scale can be expanded and risks can be resolved. Reduce financing costs. Investors can also share the profits of real estate business, so that the main body of real estate enterprises will move from state-owned to joint-stock system, which will help improve the capital structure of enterprises. Small and medium-sized real estate enterprises can optimize the combination of resources, expand the scale of enterprises, achieve economies of scale and achieve the purpose of listing financing through project acquisition and land transfer between enterprises.
(8) Real estate private equity investment fund
Private equity investment in real estate is the product of the development of the real estate market to a certain extent. At present, it has taken shape in China. It is an investment and financing way to issue private equity funds to specific targets to raise funds and then invest in real estate projects or enterprises in the form of equity. It belongs to a financing method of professional fund management companies specializing in fund raising and investment management. It is generally divided into four stages: fund raising, investment, fund investment management and fund withdrawal. It is a financing method that is gradually emerging in the market at present.
4. What are the real estate financing methods?
Real estate development projects need a lot of money, so now most of the projects are pre-sale and then start construction, otherwise they will raise funds through financing. What are the real estate financing methods? Let's take a look with Bian Xiao.
1, listing financing
Basically, all enterprises can quickly raise a large amount of funds through listing, and real estate enterprises can also raise funds through listing, and the funds obtained in this way can be used permanently as registered capital, with no repayment period, as long as the enterprise does not go bankrupt.
2. Real estate bond financing
Many real estate enterprises will raise funds by issuing bonds. However, this method requires higher requirements for enterprises, and generally large real estate enterprises participate. Moreover, under the current circumstances, the operation of its bond market is not perfect, and there are still some defects, so fewer enterprises are selected.
3.M&A financing
With the introduction of the new policy of the property market and the implementation of regulation, the real estate market has shown great contrast. Many small real estate enterprises with land resources are unable to raise funds because of lack of development funds. They have never stopped construction or postponed construction. If they don't continue to develop, the land will be reclaimed. Other large-scale housing enterprises with abundant funds cannot carry out projects because they have no land resources. At this time, large-scale housing enterprises will acquire some small and medium-sized housing enterprises with land resources, so as to obtain high-quality real estate projects for expansion.