Recently, a new collection routine has emerged, which most debtors cannot avoid. This routine has now spread like a cancer to the collection departments and third-party collection parties of various online lending platforms. Originally invented by Ping An Pratt & Whitney, the collectors' party has achieved good results. At present, the state has been introducing policies to protect debtors and reduce their pressure. Ping An Pratt & Whitney's collection party did nothing, and fooled the debtor by the east wind of national policy. Call the debtor first and respond to the national policy. Generally, the debtor will be heartbroken when he hears the news. The collection continues to tell you that you only need to pay back half of the principal, and then he can help you apply to Ping 'an Puhui company headquarters for relief, and the rest of the debt can be reduced for you, or tell you that as long as you pay back 5,000 yuan, you can apply for a half-price discount for the rest of the expenses. If you believe it, you can really collect enough money and return it according to the requirements of the recipient. If you tie the official customer service of Ping An Pratt & Whitney again, Ping An Pratt & Whitney's customer service will definitely tell you that Ping An Pratt & Whitney does not have this policy, and all the money you put together will be used as interest on the arrears, and no money will be returned to the principal, because Ping An Pratt & Whitney or the collector will not help you apply for any relief at all, and the money you put in will not be managed by the collector after taking the commission. Now this collection method has been tried by Ping An Pratt & Whitney and the collection party. Now not only Ping An Pratt & Whitney is in use, but also other platforms including banks, Alipay micro-loans and other big companies. When answering the collection call, you must have your own judgment, then call the platform customer service number, pay more attention, and leave a message in the comment area when you encounter it!
Is Zhong Shi Credit a subsidiary of Ping An?
Of course not. From the following introduction, we can see that Zhuoyue Credit and Ping An Company is not a company.
Zhong Shi Credit Management Co., Ltd. was established on June 7, 20 15, and its registered place is Huanhu Road 1 177, Yuelu District, Changsha City, Hunan Province, and the office building of the North Tower of Jinmao Plaza (Phase II) is1001-/.
The business scope includes credit risk assessment and consultation; Enterprise or individual credit repair consultation; Acquisition, disposal and management of non-performing assets; Entrusted by the bank to collect services for overdue credit users and credit card overdraft users (excluding financial services, services must be carried out by the bank entrustment agreement); Technology development, technical consultation, technology transfer and technical services of cloud computing, network technology, communication technology and computer technology; Information technology and process outsourcing services for data processing;
Data model software development; Accounting agent bookkeeping; Economic and business consulting services (excluding financial, securities and futures consulting); Translation services; Sales of computer software and computers; Accounts receivable management outsourcing services; Marketing planning services; Software development; Corporate image planning services; Development and construction of e-commerce platform;
Software internet sales; Call center service in the second kind of value-added telecom services. (Projects that must be approved according to law can only be operated after the approval of relevant departments) Zhong Shi Credit Management Co., Ltd. has invested 1 company overseas, with 6 branches.
Extended data
The loan classification method of commercial banks in China basically follows the provisions in the Financial System of Financial and Insurance Enterprises promulgated by the Ministry of Finance 1993, and divides loans into four categories: normal, overdue, sluggish and bad debts. The latter three types are collectively referred to as non-performing loans, which are referred to as "one excess and two retention" in China.
However, this classification method relies too much on the life cycle of loans, and there is a certain lag in the identification of non-performing loans. Some enterprises have solvency problems before the loan expires, and they can only be classified as bad after the loan expires.
On the contrary, even if only 1 day is overdue, it will be classified as bad, and in some cases it is too strict. In order to meet the needs of economic development, the People's Bank of China has given a new five-level loan classification system with reference to international standards in 1998.
Baidu Baike-Zhong Shi Credit Management Co., Ltd.
Has Ping An Pratt & Whitney changed its name?
Ping An Pratt & Whitney Financing Guarantee Co., Ltd., formerly known as Fu Deng Investment Credit Guarantee Co., Ltd., was established on February 65438+ 2007, and its registered place is in Nanjing, Jiangsu Province. At the beginning of its establishment, the registered capital was 90 million US dollars (about 600 million RMB).
20 14 In August, Ping An Overseas Holdings, a subsidiary of Ping An Group, successfully acquired the parent company of Fu Deng Guarantee. In July, 20 15, Fu Deng Investment Credit Guarantee Co., Ltd. was renamed Ping An Pratt & Whitney Financing Co., Ltd. In June, 20 16, the registered capital increased to USD 553,219,080 (about RMB 3.666 billion). It is a foreign-funded guarantee company approved by the Ministry of Commerce of People's Republic of China (PRC). At present, 45 branches covering 25 provinces (municipalities directly under the Central Government) have been set up, and the national business has been expanded vigorously, mainly providing comprehensive inclusive finance services for individual industrial and commercial households, small and micro business owners, self-created people and individuals with capital turnover needs that cannot be covered by banks.