For example, in the way of thinking, every industry will be very different, especially in the financial field.
Internet boosts the financial industry, and cloud services help upgrade the financial industry.
What are the special features of financial enterprises?
Take the banking industry as an example. It has very strict security requirements. Due to the historical development, the IT system inside the bank is very complicated. Usually every bank has hundreds of systems, and each system is different.
China's banking system is huge, which may be different from that of friends outside the financial industry. In addition to the common CCB and ABC, these banks also include rural credit cooperatives, rural banks and city commercial banks. They also have huge IT system hosting needs. CMB Yunchuang serves these customers. ? Chen Yao, director of the Strategic Research Institute of CMB Yunchuang, hit home the main business of CMB Yunchuang.
With the development of banking business, the national supervision system is becoming more and more strict. In the past, both banking system custody and customer service were on-site custody, which often led to the problem of insufficient system flexibility. At the same time, with the development of the Internet, customers began to put forward some personalized demands to banks, and banking business entered a bottleneck period.
How to deal with the IT demand of Internet finance? How to meet customer customization needs? Cloud computing or big data in the financial industry is also facing corresponding challenges in the context of the surging concept of Internet finance. Although some insiders stressed that banks should be the financial Internet, the Internet should not dominate finance.
Chen Yao said that China Merchants Bank Yunchuang hopes that banks in need can put their application software on China Merchants Bank's PaaS platform, which can help such banking-related businesses land faster. The survey shows that there are more than 100 billion banks with asset management, and the number of internal systems will exceed 100. But for most banks, such as city commercial banks and rural banks, it is very difficult to maintain and quickly iterate the system above 100. It would be a great thing if there is a platform that can help such banks achieve fast business processing.
In recent years, financial technology has been surging, with advances and retreats, attacks and struggles, but no one has ever really doubted its prospects. Nowadays, financial technology has also ushered in a new enthusiasm. The hot market has made big data risk control, cloud computing and blockchain businesses burn.
While financial product innovation and model innovation are constant, there are also different degrees of risks lurking. The central government has repeatedly warned and stressed that the bottom line of systemic financial risks will not occur. A line of three meetings? The main regulatory authorities took measures to promote the compliance development of the financial industry, especially the new financial formats such as Internet finance and financial technology ushered in the transition period.
In the public impression, cloud computing services in financial technology services have always been Ali's monopoly. However, in recent years, other enterprise service companies have shown strong development momentum in the innovation of PaaS platform, while the technology industry has specialized in technology. Banking enterprises? Yunchuang is one of them. According to IDC's latest semi-annual global public cloud service expenditure guide, the five-year compound annual growth rate of PaaS platform expenditure in 20 17 is 32.2%.
Through continuous innovation and technology accumulation, PaaS has gone deep into the enterprise application field and won the market, providing an important support system based on the new generation IT architecture for application delivery, resource management, operation and maintenance efficiency and business support, which is beyond words.
CMB Yunchuang is a wholly-owned subsidiary of China Merchants Bank, and its service scope is to open 30 years of successful experience and mature financial IT solutions of China Merchants Bank to the financial industry. With the team's rich Internet application architecture and enterprise-level IT experience, it is undoubtedly the advantage of CMB Yunchuang to take root in banking enterprises and deepen customer business characteristics.
More precisely, China Merchants Bank is the benchmark of banking innovation, and its financial technology output is also a model of the banking industry's tireless technological innovation.