What is a mobile phone loan?

Mobile phone loan is the first full-process online credit application based on mobile internet in China, and it is a mobile innovation of traditional personal credit business. Headquartered in Shanghai, the company is a "new financial life advocate" developed by Shanghai Qianlong Financial Information Service Co., Ltd., and its mobile phone loans are mainly aimed at high-growth customers aged 23 to 35. This group has a great demand for increasing the loan amount. So how can mobile phone loans increase the loan amount?

First, the number of loans has increased.

Increase the number of loans and repay them on time. Although there is no guarantee that the quota can be increased every time, if the initial quota is 1000, there is still much room for improvement.

Second, improve personal information.

Improve personal information. The combination of credit card and sesame credit information is the most important thing to prove your credibility.

Third, apply for multiple installments.

Use segmentation more. The initial loan amount is1000-5,000 yuan, but the installment amount is 3,000-10000 yuan, and the amount applied for installment is generally relatively large.

Fourth, choose new loan channels.

Generally speaking, the amount of new loan products is higher than that of old loan products. Therefore, under the same conditions, the probability of new loan products will be higher. However, borrowers should pay attention to the screening of platforms when choosing new loan products, and choose to borrow through formal platforms.