What qualifications do mortgage companies need?

Legal analysis: 1. Basic conditions to be met when applying for enterprise mortgage loan:

1, with business license, tax registration certificate, code certificate and so on. 2. Have a loan card issued by the People's Bank of China, and have no bad credit record. 3. The registered business of the company is over 1 year, and the annual turnover in the latest year is more than 3 times of the loan amount. 4. Materials to be provided for applying for enterprise mortgage loan:

Legal basis: Article 238 of the Civil Law of People's Republic of China (PRC) infringes on property rights and causes damage to the obligee, who may claim damages or bear other civil liabilities according to law. Therefore, when the mortgage is infringed, the mortgagee has the right to exercise the right to claim compensation for infringement damages.