The official definition of "lucky treasure" is "a special account for wealth management funds specially developed for investors, which can support large payments and withdrawals. In order to ensure the security of account funds, the account balance only supports cash withdrawal and purchase of wealth management products, and does not support consumption such as transfer. "
That is, special account bookkeeping does not support consumption (the money for financial management goes to "treasure" and the money for consumption goes to "balance treasure"). The money in Alipay can't go directly to Zhaobao. Zhaobao only corresponds to a bank account with the same name as you.