First, is everyone's life insurance company reliable? How about fast claims service?
1. Background Analysis of Renren Life Insurance Company
Everyone Life Insurance Co., Ltd., referred to as "Everyone Life" for short, was established in June of 20 10, and its headquarters is in Beijing. The company mainly engages in life insurance, health insurance, accident insurance and other life insurance businesses, and is a professional life insurance subsidiary of Renren Insurance Group.
Friends here need to know the strength of everyone's life parent company.
Everyone Insurance Group Co., Ltd., referred to as "Everyone Insurance", was established on 2065438+June 25, 2009. Established by China Insurance Guarantee Fund Co., Ltd., sinopec group and Shanghai Automotive Industry (Group) Corporation with a registered capital of 20.36 billion yuan.
Everyone insurance is a comprehensive insurance group covering property insurance, personal insurance, endowment insurance, asset management and other fields. By the end of 2020, the total assets of Renren Insurance at home and abroad were 1.2 trillion yuan.
Speaking of PICC, do you still remember the news that Anbang Insurance Company was taken over by PICC on September 4, 2020? Senior, let's take a look at what we said before:
& gt& gt If you want to know more about this matter, you can read the following article:
Anbang, renamed Everyone Insurance, applied for dissolution and liquidation! Will our insurance policy make any difference? 》
2. Analysis of claims service of Renren Life Insurance Company.
Renren Life Insurance Company's annual report on claims in 2020 shows that the amount of claims in 2020 is relatively large, totaling 707.407 million yuan, an increase of 17.8% compared with 20 19, of which the minimum amount of claims is 754 1 yuan, and the maximum amount of claims is as high as16.7 million yuan.
In addition, this life insurance also provides online payment service, which makes the insurance claim service fast and good, and can enhance the customer service experience.
& gt& gt may involve claims, and everyone is worried that the claims will not be successful or the insurance company will refuse to pay. If you want to solve this doubt, you can order this dry goods to ensure that you can get the claim smoothly:
What are the correct postures for quick and good insurance claims? No compensation! 》
How about its critical illness insurance products? You will understand after reading this article!
2. What about the critical illness insurance products of Everyone Life Insurance Company?
Want to know if the critical illness insurance products of life insurance companies are good enough? Let me take this multiple version of critical illness insurance as an example. Needless to say, look at the product drawing immediately:
As shown in the figure, a multi-version critical illness insurance called Love Your Home can pay critical illness insurance for many times. Unfortunately, there are still many places that are not well hidden, such as:
1, waiting time is too long.
As we all know, insurance companies refuse to pay for accidents during the waiting period, so the shorter the waiting period of critical illness insurance, the better. The shortest waiting period on the market at present is 90 days.
However, the waiting period of the multi-version critical illness insurance for everyone loves home is actually 180 days, which is fully doubled. In contrast, this product is difficult to meet the needs of providing customers with earlier protection, which is unrealistic!
2. There is no extra compensation for serious illness.
Many people are familiar with critical illness insurance, which is very strong and pays a lot. In addition to the basic protection of 100%, the critical illness insurance will also arrange for you to enjoy 80% additional basic protection when you suffer from serious illness for the first time before a certain age (such as 60 years old). For example, this Xintai Ruyi gourd appeared for the first time.
Let's make an analogy. In the case of insurance of 500,000 yuan, and before the age of 60, we suffered from a major illness. Everyone loves the family's multiple versions of the critical illness insurance, with only 500,000 insurance payments and no extra payments; However, in addition to 500,000 compensation, the first edition of Xintai Ruyi Golden Gourd can also provide an additional 400,000 compensation, and all 900,000 claims can be won!
After the comparison, do you still think that the protection of critical illness is very high for every multi-version critical illness insurance that loves the family?
The length of>& gt is regulated, and some friends need to purchase multiple versions of critical illness insurance. Poke this link to find out:
"Everyone loves home. Is it worth buying multiple versions of critical illness insurance? These shortcomings must be clearly seen before buying! 》
Third, senior sister suggested.
To sum up, the strength of Renren Life Insurance Company is really good, and the claims service is also commendable. However, its critical illness insurance products are not very attractive. For example, this multi-version critical illness insurance has many shortcomings, so many customers have lost.
Therefore, we must compare the products of several insurance companies, which is the advice given by my senior sister, so that we can have the most suitable insurance for ourselves.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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