This is a reprint plan for the explosive growth of people's livelihood wealth since 202 1 and 1.
This optimization scheme has three key points:
(1) standardized payment
From April 2023, the total payment calculated according to the per capita payment of not less than 8000- 10000 yuan will be paid every two months according to the proportion of capital contribution.
The specific payment time is the last week of April or the first week of May, June or July, August or September, 1 October or1month,1February or1month of the following year. The first payment is made in the last week of April or the first week of May.
(2) Centralized redemption plan
At the end of each quarter, the asset disposal and debt recovery in the last week are announced, and the proportion and amount of centralized payment for different products are announced according to the actual situation of capital withdrawal.
(3) Asset redemption plan
Announce the asset redemption plan at the end of each quarter (including equity and all kinds of real estate, and the asset price is audited by a third-party professional organization). Investors make choices according to their own wishes and demands.
Minsheng is a wholly-owned subsidiary of Minsheng Holdings, a listed company under Oceanwide Holding Group, with a registered capital of RMB 2 billion and its headquarters in Shanghai.
At the beginning of 200211,it was revealed that its Zun series fund was overdue, and this series of products were invested in Minsheng trust products like a fund pool. At that time, the sale of people's livelihood wealth was "delayed for half a year, and Oceanwide was disposing of assets".
As we all know, Minsheng Trust is a wholly-owned subsidiary of Oceanwide Holding Group, and the products of Minsheng Wealth Pool are essentially the reservoir of Minsheng Trust.
The Minsheng Trust, dubbed by the industry as "the king in the pit", even stepped on many well-known pits.
For example, in 2020, Xinhualian's 2.68 billion yuan trust loan defaulted, and Minsheng Trust was forced to apply for enforcement. The latter was unable to repay the loan due to the debt crisis.
The 8 billion "fake gold" incident of Wuhan gold ornaments financed by Minsheng Trust with a scale of up to 4 billion yuan was really involved.
In the name of Tianjin Huahang Supply Chain Group Co., Ltd., the Third Construction Co., Ltd., a subsidiary of China Construction Fifth Bureau, fabricated the trading facts, privately engraved the seals of three companies and signed the sales contract of profiles. Minsheng has issued such a false asset package trust plan product.
According to incomplete statistics, in 2020, the litigation disputes or execution amount initiated by Minsheng Trust as the plaintiff has reached 654.38+056.328 billion yuan.
In order to maintain superficial stability and normal business development. When faced with bad debts, many trust companies will choose to dispose of their assets just after redemption. Where did the new funds come from? Perhaps the product of "cash pool" can explain a thing or two.
Of course, Minsheng Trust was once caught in the rumor of "fund pool".
However, as one of the granaries of Oceanwide Holdings, Minsheng Trust's grain supply capacity will naturally decline after a large number of products are overdue.
Will Oceanwide Holdings be dragged down?
China Oceanwide Holding Group was founded by Lu Zhiqiang on 1985. Its traditional business is real estate development. The main operating entity is its subsidiary Wuhan Central Business District Co., Ltd. (Wuhan CBD). The layout of property management projects is mainly in Wuhan.
In 20 14, with the strong support of Lu Zhiqiang, the Oceanwide Department began to enter the financial circle and began to buy the road for the financial company buy buy. In just three years, Oceanwide has successively taken over Minsheng Trust, Minsheng Securities and Asia-Pacific Property Insurance. And increase its shareholding in Minsheng Bank. 40 billion, completed the dream of a fully licensed super-large private financial control group.
Real estate is indivisible. Oceanwide holding company is a bit fun.
June 5438 +2020 10, the industry classification of Oceanwide Holdings, a listed company of Oceanwide A shares, was officially changed from "real estate" to "finance".
Minsheng Securities achieved a net profit of 9190,000 yuan, a year-on-year increase of 72.65%; Asia-Pacific Property Insurance realized a net profit of 65.438+0.49 billion yuan;
The performance of Minsheng Trust fell sharply year-on-year, with a net profit of-449 million yuan; Minsheng Bank's profits plummeted and the non-performing loan ratio rose by 30%. People's livelihood explodes, and real estate projects are unfavorable.
Oceanwide holding company
Moreover, the San Francisco project was terminated because it was difficult to proceed normally, and was sued by the subcontractor because of the dispute over the curtain wall construction project.
In 2023, Oceanwide Holdings entered the stage of comprehensive overdue, breach of contract, defendant, losing the case and being executed.
Someone once joked that Lu Zhiqiang hoped to have a powerful "white knight" to bring capital.
However, in today's environment, the former "white knight" is waiting for the new "white knight" to die.
Who can take Oceanwide Holdings away from birth? I feel that Oceanwide Holdings "stepped up efforts to promote the implementation of the leading work of financial subsidiaries and real estate core platforms, and strengthened key tasks such as improving the profitability of core assets, disposing of domestic and foreign assets, and optimizing the structure of assets and liabilities". I hope this will be more practical.
Related Q&A: It takes two years to complete the redemption of people's livelihood wealth. Hello, I'm glad to answer your question. Yes, it will take two years to complete the redemption of people's livelihood wealth. This is the rule. It must take two years to complete the redemption of wealth. I hope my answer will help you?