How does the p2p online lending platform make a profit? Why does it feel unsafe? Which is safer, the loan office or Zheng Da Fortune?

P2P online lending platform is positioned as an information intermediary in peer-to-peer lending. Since it is an information intermediary platform, it is inevitable to charge intermediary service fee, which has become the main profit source of P2P online lending platform. However, due to the different risk control modes of various P2P online lending platforms, the specific profit models are also different. In addition to charging a certain intermediary service fee, other fees will be charged. Like loan offices and Zendai Fortune, they all make profits by charging intermediary service fees. If you want to ask which is safer, you can consider it according to income, risk control and mode.