Why did Ma Yunxin draw a clear line with Ali?

With the improvement of domestic technology, people's lifestyle has become more and more convenient, just like the appearance of mobile phone payment function, which subverts the traditional payment method and makes the payment process more convenient for users. Therefore, Alipay has become the most popular payment tool at present, with more than 65.438+300 million active users, all thanks to the diversified functions of Alipay. Although the main function of Alipay is mobile payment, there are also many other businesses, such as borrowing money and funds, which attract many users. However, Ma Yun has made a big move recently, and the unicorn worth trillions draws a clear line with Ali.

Although Alipay has many users today, it's all because of Alibaba's help. At first, Alipay was born just to serve Alibaba, because the payment process was cumbersome at that time, which was not conducive to the development of e-commerce platform. Therefore, Ma Yun launched this online payment tool to simplify the payment process of users in Alibaba, but at that time, the launch of Alipay faced a fatal problem. According to the regulations of relevant departments, Alipay must be a domestic-funded enterprise to apply for a financial license. But as we all know, Alibaba is a joint venture company of Yahoo, Softbank and other companies. The biggest equity is not in Ma Yun's hands, which does not meet the license application conditions.

However, this problem has not stumped Ma Yun. Ma Yun wants to take photos of Alipay by applying for a new company, so Ma Yun will be in charge of Alipay, but this will obviously affect the interests of other shareholders. Therefore, Ma Yun reached an agreement with them that Alipay will distribute 37% of its profits to Alibaba in the future, and after listing, Alipay will deliver a return of not less than $2 billion to Alibaba. Since then, Alipay has been officially launched, and Ma Yun holds all the shares.

Recently, however, Ma Yun made a decision in expect the unexpected, giving 33% of the shares to Alibaba at one time, ending the previous dividend form and formally drawing a clear line between Alipay and Ali. But the largest shareholder of Alipay is still Ma Yun, which means that Ma Yun is still in charge of Alipay. For Ma Yun, Alipay is his trump card after leaving Alibaba, which can not only bring him rich returns, but also ensure his position in China. Prior to this, the relevant departments made a valuation of Alipay, and came to the conclusion that the market value of Alipay will exceed one trillion when all factors are considered comprehensively. Therefore, families with a financial mind might as well make good use of their own funds and get more benefits through Qian Shengqian, which means taking a little risk. Recently, you can check Weiwei Data Worker on the WeChat homepage. There is a money-making project that I have worked on for the longest time, especially for people who spend a long time at home. Its advantages are free, simple and easy to use, high task unit price, and daily income of at least 200 yuan. If it is too much, it will bring you a few dollars every month.

On the other hand, if Ma Yun considers listing Alipay in the future, his worth will soar again, so even if Ma Yun withdraws from Ali, his status as the richest man will not change. Ma Yun's independence from Alipay is very correct. After all, there are many shareholders in Ali, and the most fatal thing is that Ma Yun is not the largest shareholder. It is inevitable that there will be many differences when dealing with things, and becoming the largest shareholder of Alipay can undoubtedly avoid these problems. So do you feel influenced by Ma Yun's wisdom?